4 Restaurant Reward Programs I Use on a Regular Basis to Save $$$

Money at 30: 4 Restaurant Reward Programs I Actually Make Use Of

Remember the days when you’d walk into your local sub shop and, upon checkout, they’d offer you a punch card to keep track of your purchases and earn rewards? Well, those days are gone… sort of. While the concept still exists at many businesses, they’ve mostly been digitized. Still, the results are largely the same: you make a purchase or two and proceed to forget about your account and never reach the reward level.

I’ve definitely been guilty of joining loyalty programs “just because” and then letting them sit idle. However there are at least four restaurant rewards programs that I not only use frequently but have also been handsomely rewarded from. Here are my top loyalty program picks and what I like about them:

Starbucks

This is far and away my most-used rewards program. Unfortunately for newbies, it’s also the one that takes the greatest amount of buy-in before you start reaping rewards.

Starbucks’ loyalty program is run through their gift cards. Basically, in order to join, all you need to do is register one of their gift cards and use it to make purchases. For each dollar you spend, you’ll earn two stars and, when you reach 300 stars, you’ll obtain the fancy Gold Card status. As the name implies, reaching this level entitles you to special gift card emblazoned with your name on it. More importantly, now when you earn 125 stars, you can cash them in for free drinks, food items, and more. You’ll also get to participate in special promotions to score many more stars and keep the free drinks rolling in.

Honestly, while having Gold Card status can certainly be rewarding, the struggle to get there is real. However there are now a few ways around it, including their new-ish Starbucks Rewards debit card (there’s also a credit card, but I wouldn’t recommend it). That said, if you don’t already have a Starbucks habit, maybe it’s best not to start one.

Red Robin

I’ve had a soft spot for Red Robin ever since I was a kid. Maybe it was the funky decor, maybe it was the bottomless steak fries, or maybe… ok, it was the steak fries. Anyway, another aspect of Red Robin that I remember fondly is the free burger on your birthday. This awesome promotion still exists but taking advantage of it will require you to join the chain’s free Royalty rewards program.

Luckily there are other benefits to being Royalty as well. For example, for every nine entrees you purchase, you can get a free gourmet burger. Additionally, I regularly receive e-mails with special offers such as Tavern Double Tuesdays where I can score a free Tavern Double burger (my personal go-to) with the purchase of an entree and a drink. As a result, our budget loves Red Robin as much as 8-year-old me did.

Qdoba

Once upon a time, I swore up and down that Chipotle was better than Qdoba (although I still visited both from time to time). However, a few years ago, Qdoba pulled ahead as my clear favorite. There are a number of reasons for this — including the fact they discount my boring streak, rice, and cheese burrito to $5 — but part of the credit goes to their loyalty program.

Admittedly Qdoba’s rewards program is a bit confusing as it features four different levels that accrue points differently. Still, the main point is that you can earn points for each dollar you spend that can then be used to nab free items. Additionally, with me being at the Pro level (I’m four visits away from the top level, “Champ”), I can enjoy $2 chips and queso during my visit. As a result, I currently have three free entrees’ worth of points in the bank.

Chili’s

Just a few months ago, the ambitious Plenti reward system that united multiple retailers, restaurants, and gas station under one loyalty program was disbanded. This seemed like a loss at the time but, when Chili’s revealed its new rewards system, I was quickly on board. The real star here is that, with each visit, you can get either free chips and salsa or a free non-alcoholic beverage. Since we usually opt for the 2 for $22 deal that includes an appetizer, it’s typically my Coke that’s getting comped. This amounts to a $3 savings each time. Like with the others on this list, there are also occasional special offers as well — but really the”Every visit. Every time.” perk is enough for me to sing this loyalty program’s praises.


These days, there are many different restaurant loyalty programs out there, but how many do you actually make use of? While I don’t expect that your top list with perfectly match mine, hopefully this will at least give some insight into how each of these programs works and whether you can benefit from them. With that, happy dining and may you enjoy many free eats.

Author

Kyle Burbank

Head Writer ~ Fioney
Kyle is the head writer for Fioney. He is a personal finance nerd, constantly looking for new apps and services to test and incorporate into his own financial game plan. In addition to his role at Fioney, he's written for other publications including Born2Invest, Lifehack, and Laughing Place, as well as his own site Money@30. He also creates personal finance and travel-related videos for Fioney's YouTube channel, which has garnered more than 2 million views. Currently, Kyle resides in Springfield, Missouri with his wife of 10 years. Together, they enjoy traveling (including visiting Disney Parks around the world), dining, and playing with their dog Rigby.

Other Articles by Kyle Burbank

Aura logo

Aura Survey Highlights Online Security Habits of Americans

A new survey shares some insights into how Americans manage their online passwords — and what types of personal information/data they most worry about leaking. About the survey: Online security platform Aura has released the results of a new study. The survey itself was conducted by The Harris Poll, with participation from 2,099 adults in the United States. Starting with password practices, 95% of those surveyed said they have a...
Givebutter and BVP Forge logos

Nonprofit Fundraising Platform Givebutter Raises $50 Million

A platform built for nonprofit fundraising has raised some funds of its own. About the round: This week, Givebutter has announced that it's raised $50 million in strategy growth investment funds. The round was led by BVP Forge with participation from Ardent Venture Partners. To date, Givebutter has now raised $57 million including a seed round in 2022. These newly raised funds will be used to accelerate the development of Givebutter's...
Bilt and Blade logos on NY skyline

Bilt Announces Partnership with Blade Helicopter Service

Bilt is bringing more perks to its most loyal customers thanks to a new partnership. About the partnership: This week, Bilt Rewards revealed a collaboration with Blade. As part of this partnership, not only will Bilt members earn bonus rewards on Blade bookings but elite members will also enjoy special benefits from the helicopter taxi service. Now, Bilt Platinum elite customers will receive one complimentary Blade flight per year. This...

Leave a Reply

The "Email" field is empty, you must enter some text to proceed.The text you entered in the "Email" field appears to be invalid, please edit it and try again
Get the Latest News Delivered to Your Inbox

A Guide to Building Credit and Increasing Your Credit Scores

When it comes to credit, there’s some good news. The average credit score in the United States has been steadily rising in recent years, coming in at 715 in 2023. That may be because, today, consumers not only have more ways to access their credit reports and scores than ever before but also because there are an increasing number of options that Americans have for building credit in the first...

2024 SoFi Checking and Savings Review

Ever since I started taking an interest in the FinTech sector, one company whose name I’ve seen pop up over and over again is SoFi. Lately it seems as though that theme has been sent into overdrive as the company has not only become a household name thanks to its stadium naming rights deal but also because of the company’s continued product expansions. The most interesting development in my mind...
Brim logo

Brim Financial Raises $85 Million as It Eyes Global Expansion

Toronto-based FinTech infrastructure startup Brim Financial has announced a new funding round. About the round: Brim has revealed an $85 million round. The Series C was led by EDC Investments while new investor Vistara Growth and returning investors White Owl Group, Epic Ventures, and Zions Bank also participated. To date, the company has now raised $110 million including a Series B in 2021. According to Brim, the latest funding will...
Chase Freedom Flex card

Chase Reveals Q2 2024 Freedom 5%(+) Bonus Categories

Chase has announced its bonus category picks for the second quarter of 2024 — including some interesting twists. About the categories: As April approaches, Chase has revealed what categories Freedom and Freedom Flex cardholders can earn bonuses on. From April 1st through June 30th, customers can earn 5% (or more) in three categories: Amazon.com, Hotels, and Restaurants. Similar to how Chase embraced a "New Year, New Me" theme last quarter,...

FedEx Announces Winners of 11th Annual 2023 Small Business Grant Contest

Nearly three months after the entry period ended, FedEx has announced the winners of its 11th annual Small Business Grant Content. This year's event saw more than $300,000 in funds going to a variety of small businesses across the nation. Last month, the company revealed 100 finalists, with that list now being narrowed down to just 10 winners. This year's grand prize winners included KindVR, The Cupcake Collection, Up In...