AmEx and Marriott Bonvoy Update Small Business Card Rewards

“Opinions, reviews, analyses & recommendations are the author’s alone, and have not been reviewed, endorsed or approved by any of these entities.”

American Express and Marriott Bonvoy have announced some notable updates for their co-branded small business credit card. While the Marriott Bonvoy Business card will be retaining all of its existing benefits and keeping the same $125 annual fee, business owners will now enjoy expanded rewards at restaurants, discounts on room bookings, enhanced status, and more.

The first addition to the Marriott Bonvoy Business card is a new room rate discount. Now, cardholders will save 7% on standard rates at participating Marriott Bonvoy properties when they book directly. Also new is that, while the 4x points on dining purchases category previously only applied to U.S. restaurants, the 4x category now extends to restaurants worldwide. As for other updated perks, cardholders will now earn automatic Bonvoy Gold Elite status. Prior to now, the card only included complimentary Silver Elite status.

Despite these new additions, the card isn’t losing any of its previous perks. Starting with rewards, the card will continue to earn 6x points per dollar spent on eligible Marriott Bonvoy purchases as well as 4x on U.S. gas station purchases, wireless telephone services purchases directly with U.S. providers, and U.S. shipping purchases — plus the aforementioned 4x points on worldwide dining purchases. All other purchases earn 2x Marriott Bonvoy points.

Best Travel Credit Cards

For the complete list of travel rewards credit cards with all of the latest offers click below.

Get Rewards

Beyond these rewards, another key perk of the Marriott Bonvoy Business card is the Annual Free Night Award. Every year, after a business owner’s card renewal, they’ll earn a certificate for a free night, worth up to 35,000 points. Those who spend at least $60,000 in purchases on the card during a calendar year can also earn an additional certificate. Finally, while the card includes Gold Elite Status, cardholders also receive 15 Elite Night Credits that can help them to reach the next level of Bonvoy elite status.

To celebrate the updated card, Amex and Marriott Bonvoy are currently offering an enhanced welcome bonus. Now, business owners who apply and are approved for the Marriott Bonvoy Business card will be able to earn 125,000 bonus Marriott Bonvoy points when they make at least $5,000 in eligible purchases during their first three months as card members. This specific offer is set to expire on August 31st, 2022.

With updates to complimentary status, the dining rewards category, and the addition of a room rate discount, the changes Amex and Marriott Bonvoy have made to their small business card definitely fall into the “positive” category. What’s more, the card’s annual fee is staying put at a reasonable $125. Of course, how much benefit business owners will get from this card option will heavily depend on how much business travel they’re doing and how loyal they are to the Marriott Bonvoy brand. Should small business owners decide that this updated Marriott Bonvoy Business card does make sense for them, it may behoove them to pick it up before the end of August in order to take advantage of the current 125,000 point bonus.

DyerNews has partnered with CardRatings for our coverage of credit card products. and CardRatings may receive a commission from card issuers.” (Note: advertising relationships do not have any influence on editorial content. Advertising compensation allows to provide quality content for free. All editorial opinions are those of the individual author and/or Dyer News.)

Also published on Medium.


Jonathan Dyer

I'm a small town guy living in Los Angeles looking to make solid financial decisions. I write for a number of finance websites, including HuffingtonPost and Business2Community. I founded in 2015 to focus on personal finance and the emerging FinTech markets.

Other Articles by Jonathan Dyer

Amex Launches Digital B2B Payments Platform Business Link

For consumers, these days, there's no shortage of peer-to-peer apps they can use to move money, with some popular examples including Cash App, Venmo, and Zelle. As for businesses, the list of options for sending money to vendors may be more limited. Now, a well-known credit card company and small business supporter is introducing a new platform for this purpose. This week, American Express announced the launch of Amex Business...

Carbon Credit API Cloverly Joins Visa's FinTech Partner Connect 

Last year, Visa introduced the FinTech Partner Connect program to the United States, with the goal of introducing institutions to vetted startups that could help them expand their product offerings. Now, the latest company to join the program is Cloverly. Founded in 2019, Cloverly is an API for carbon credits, allowing businesses and consumers to help fight climate change. As the company points out, with the Visa partnership, Visa clients...

Prosper Announces $75 Million Growth Capital Financing

A long-admired FinTech has added some new capital to its coffers and it continues to grow after more than 15 years in business. Recently, Prosper Marketplace announced that it had closed a $75 million debt financing round. This capital came from a fund managed by Neuberger Bergman and will be used to help Prosper meet the demand for its loans, credit card, investment products, and more. According to the company,...