Guest Blogger

This post was contributed from a guest author. In order to provide our readers with a breadth of financial information we periodically invite guest authors to post on Dyer News. The author's opinions are their own.

Credit Scores Rise Dramatically After Filing Bankruptcy

Editor’s note: This is a guest post from Steve Rhode that we think is of interest to Dyer News readers. The Federal Reserve Bank of Philadelphia did some research into the recovery of credit and credit scores following filing Chater 7 or Chapter 13 bankruptcy. As with most empirical research into bankruptcy, the truth of filing is so much different than the actual process. A favorite myth about bankruptcy is...

10 Lesser Known Benefits of Credit Cards

Editor’s note: This is a guest post from Allen Thompson that we think is of interest to Dyer News readers. The average indebted American household owes over $15,000 which means if you’re one of the few who is not saddled with a mortgage, student loans, or credit card debt, consider yourself lucky. For those of you who are in debt, you’ve got your work cut out for you. There are...

Protecting Your Devices From Cryptojacking

Editor's note: This is a post from the Federal Trade Commission that we think is of interest to Dyer News readers. Instead of min(d)ing their own business, are scammers using your computer as their virtual ATM? Three years ago, the FTC warned the public and took action against cryptojacking. That’s where scammers use your device’s processing power to “mine” cryptocurrency, which they can then convert into cold, hard cash. Cryptojacking scams have continued to...

How Newlyweds Can Save Money on Taxes

Editor note: This is a guest post by Rudy Yuly that we think is of interest to Dyer News readers. Your wedding was a blast. Your honeymoon’s a sweet recent memory. Now, as you take the first everyday steps together in your life of wedded bliss, it’s time to think about how being getting hitched makes life different—including getting ready for some new realities when it comes to taxes. Here...

Why Financial Education Isn’t The Answer To Your Money Problems

Editor note: This is a guest post that we think is of interest to Dyer News readers. Although we are obvious fans of financial education this is an interesting point of view that is well worth a read. Hate to break it to you, but financial education doesn’t work. And I’m not the only one saying it.An article from the Pacific Standard states: Another study, from 2009, tested the financial...

How to Get Hired With Bad Credit

In the 1980s, companies began using credit checks as part of the hiring process. Most companies now run credit checks when hiring. Unfortunately, bad credit affects job eligibility and may result in termination at a current employer. Companies may disregard a job seeker’s work experience, character, and interview skills because of bad credit. In addition, employers believe that a job seeker with bad credit is more likely to commit fraud...

How to Break Bad Financial Habits

Sometimes we are our own worst enemy. We have the best of intentions. We know that we should watch our spending. We know that we should be saving money and contributing to our retirement plan, but somehow, we just can’t seem to do it. So what is holding us back?It could be those little detrimental habits. Often, they don’t seem so bad. They’re just a little thing. You know the...

Should You Pull From Your 401k To Pay Off Debt?

If you’re deep in debt and looking for a way out, it’s smart to take stock of any and all resources at your disposal.If you have expensive items you could sell, for example, you could throw that cash directly towards your debts. And if you have some money stashed away in savings already, you may be in even better shape.With average credit card rates sitting at 15 percent and savings...