Jonathan Dyer

I'm a small town guy living in Los Angeles looking to make solid financial decisions. I write for a number of finance websites, including HuffingtonPost and Business2Community. I founded DyerNews.com in 2015 to focus on personal finance and the emerging FinTech markets.

Square Launches Successful IPO

On November 19, the FinTech payments company Square went public, hitting the New York Stock Exchange under the ticker symbol 'SQ.' Although the stock's opening price of $9 was below the company's initially announced target, it closed the day at $13.07 — up 45%. According to The New York Times' Dealbook that gives the company a valuation of $4.4 billion. In an interview with CNBC, Square's CEO and co-founder, Jack Dorsey...

Lending Club's Approval Process: A Peek Behind the Curtain

Perhaps the biggest question people have about online lenders is how they determine who will be a good borrower. Since FinTech companies like Lending Club never actually meet their borrowers face to face, they must rely on their application process, algorithms, and other factors to decide if a borrower should be approved and what their interest rate should be. While typical indicators such as credit score and history play a...

Managing Your Small Business Finances in the New Year

By definition, being an entrepreneur means taking on a lot of financial risk. That's why it's surprising that not all small business owners are as on top of their finances as they should be. When it comes to running a successful business, keeping your finances in order is of the utmost importance. With the end of the fiscal quarter and year approaching, Entrepreneur recently shared tips for handling your business finances. Many...

Repairing Your Home Without Breaking the Bank

There are many financial benefits to owning a home instead of renting. Unfortunately owning also comes with the responsibility for making repairs and improvements. Between cosmetic upgrades, emergency repairs, and seasonal maintenance, being a homeowner can feel awful expensive at times. In preparation for the winter season, Money.com recently highlighted seven ways to save on home repairs. Their first tip is to perform maintenance during the off season. Obviously if your furnace conks...

Deciding When to Leave Your Day Job to Run a Small Business

Starting a small business takes a lot of time, planning, and capital to get off the ground. But perhaps the hardest part of launching a new venture is knowing when it's time to move from your steady paycheck into the unknown. For a number of would-be entrepreneurs the thought of not knowing how they're going to pay their bills is enough to keep them from starting the business of their...

Why You Should Consider Monthly Personal Finance Reviews

Back in the day, parents would teach their children how to balance their checkbooks and instructed them to do so on a monthly basis. While most of us now only use checkbooks for wedding showers, taxes, and rent, the habit of reviewing your spending once a month is still a good one. In fact doing so will not only allow you to build your budget but also help you stick to...

Lending Club Celebrates $13 Billion in Loans

There's no doubt that the growth Lending Club has seen since launching in 2007 has been impressive. Eight years after launch the FinTech leader has introduced new products, formed great partnerships, and now they celebrate facilitating over $13 billion (with a 'b') in loans. As they've come to do when hitting such milestones, the company recently took a look at what their loans have been used to achieve over the...

Top Items You Shouldn't Pay Retail For

With the holidays drawing near, just about everyone's looking for a good deal. What's strange is that, while people will camp out on Black Friday in order to save some money on a television, many of us end up overpaying for a number of items throughout the year without even realizing it. In fact, there are some items that you should almost never pay full retail price for. A recent...