Jonathan Dyer

I'm a small town guy living in Los Angeles looking to make solid financial decisions. I write for a number of finance websites, including HuffingtonPost and Business2Community. I founded DyerNews.com in 2015 to focus on personal finance and the emerging FinTech markets.

Truebill App Rebrands to Rocket Money

In recent years, one of the most talked about personal finance apps has been Truebill. Founded in 2015, the platform has since helped users save a reported $250 million — including $150 million this year. Now, Truebill is changing its name and will continue on as Rocket Money. This name change comes following Rocket Companies' acuqision of Truebill in December 2021. The purchase cost Rocket $1.275 billion in cash. When the...

Bask Bank Increases Mileage-Earning for AAdvantage Savings

In recent months, the United States economy has seen several trends emerging at once. While the most notable of these has been inflation, increasing interest rates and growing demand for travel have been two other major stories. Combining those latter two, this week, Bask Bank announced a change to its airline miles-earning account. Launched in early 2020, the Bask Mileage Savings Account allows customers to earn American Airlines AAdvantage miles...

How to Convert to a Roth IRA — And Why You Might Want To

Running through the pros and cons of various retirement savings options can be a bit overwhelming for anyone — let alone those who are young and perhaps considering such tools for the first time. While most workers are likely to just sign up for their employer's 401(k)s, others may eventually decide to add an IRA to the mix. However, even then, they may end up selecting a Traditional IRA when...

Major League Soccer and Neobank Avant Form Partnership

A professional sports league and a FinTech are teaming up to bring fans a new credit card offering. This week, the "credit-first neobank" Avant announced that it had entered into a multi-year partnership with Major League Soccer. As part of that deal, the company will soon be launching a co-branded credit card called the MLS Forward card. Avant will also be featured at MLS events and will become a Presenting...

Cardless Partnering with American Express for Future Cards

A growing digital credit card disruptor and one of the top card issuers in the United States have announced a team up. This week, the FinTech startup Cardless revealed that it had reached a new agreement with American Express. Under this partnership, brands will be able to launch digital-first credit card offerings that utilize the "benefits, offers, and security" of the Amex network. Additionally, while financial figures were not disclosed,...

Upgrade Introduces OneCard, Combining Credit and Debit

A growing FinTech startup is looking to change the way Americans pay for their purchases. This week, Upgrade unveiled its latest offering: the Upgrade. OneCard. The headlining element of the OneCard is that it combines elements of a debit card with a credit card. With the Pay Now option, purchases will automatically be paid off using available funds in a cardholder's Rewards Checking account. Alternatively, customers can opt to Pay...

FinTech Funding Falters in Second Quarter of 2022

Following a record-breaking year in 2021, FinTech deals have taken a tumble so far in 2022. In fact, in Q2, the total amount of funding among startups in the sector fell to a six-quarter low. Similarly, other metrics such as the number of unicorn "births" were also down. According to the latest CB Insights report, FinTech funding totaled $20.4 billion in the second quarter of 2022. That's not only down...

AmEx and Marriott Bonvoy Update Small Business Card Rewards

American Express and Marriott Bonvoy have announced some notable updates for their co-branded small business credit card. While the Marriott Bonvoy Business card will be retaining all of its existing benefits and keeping the same $125 annual fee, business owners will now enjoy expanded rewards at restaurants, discounts on room bookings, enhanced status, and more. The first addition to the Marriott Bonvoy Business card is a new room rate discount....