Jonathan Dyer

I'm a small town guy living in Los Angeles looking to make solid financial decisions. I write for a number of finance websites, including HuffingtonPost and Business2Community. I founded DyerNews.com in 2015 to focus on personal finance and the emerging FinTech markets.

FinTech in the 1950s?

In the minds of many of us the FinTech sector is a relatively new phenomenon that has grown over the past decade or so. However, following the trail of banking innovations back to the 1950s paints a different picture of FinTech and their supposed threat to the big banks. A recent article in Forbes argues that FinTech is not nearly as new a concept as we assume. They first point to...

Is Renting Really a Waste?

The decision to buy a house is not an easy one. While there are certainly times when purchasing a home makes good practical and financial sense, the truth is that it is not for everyone. However, many are led to believe that the alternative — renting — is a waste of money. Is this true? As often touted as the saying that renting is just throwing money away is, it's also...

How Millennials Learn About Personal Finance

As millions of Millennials graduate college and enter the "real world," many are in need of solid financial advice. However, the younger generation seems to be going about personal finances very differently than their elders. This begs the question, where are Millennials turning for financial advice?According to The Wall Street Journal, only 14% of Millennials seek the help of a financial planner compared to 40% of those in older generations....

Knowing When Your Business is Ready for Financing

When it comes to personal finance we all know that having as little debt as possible is a worthwhile goal. The same sentiment is true when starting a small business. However, there are times that you might actually be losing money by not seeking financing for your business. The trick is to identify which scenarios are worth taking on some debt in order to fix or take advantage of. A...

How Millennials Are Helping Drive FinTech Adoption

Once upon a time, people actually needed to visit their local bank branches in order to take out money, make a deposit, or get a loan. As International Business Times notes, this meant that customers were often making their banking decisions based on how much they liked the people they interacted with and might even open a new account or take out a loan for that reason. While some may miss...

Financial Fallacies that Many of Us Make

If you're reading a personal finance blog, chances are you do your best to be conscious of the money you spend and make good financial decisions. However, many well-intentioned and frugal consumers can fall for a number of false beliefs or illogical mistakes that I like to call "financial fallacies." The first step in correcting these misguided notions is to identify them. Perhaps the most common fallacy is purchasing an item...

Should You Get a Credit Card for Your Small Business?

If you're starting a new business, you likely have many questions about the process. Among them might be how business credit cards work and if you should apply for one when you're first starting up. Not only are new business owners able to apply for business credit cards but having one can also be a useful asset. According to Money obtaining a credit card for your new small business can...

Preparing Your Finances for 2016

With the holidays upon us, it's always an interesting time of year for personal finance. For most of us getting gifts for all of our loved ones is usually what consumes our minds during this time of year. However, it's also the time you should start thinking about the new year and setting yourself up financially. At the top of the list is ensuring that you have health insurance. If...