Authors - Jonathan Dyer

Jonathan Dyer

Author

Jonathan Dyer

I'm a small town guy living in Los Angeles looking to make solid financial decisions. I write for a number of finance websites, including HuffingtonPost and Business2Community. I founded DyerNews.com in 2015 to focus on personal finance and the emerging FinTech markets.

Great Podcasts For Small Business Owners 6

For years now podcasts have slowly made their way into the mainstream. While the public at large may only be familiar with shows like Serial, the truth is that there is a huge selection of podcasts available covering nearly every subject imaginable. Like its ancestor (radio), podcasts are generally meant for...

The Role of Alternative Lenders in Small Business Loans

In the late 2000s alternative lenders like Lending Club and OnDeck emerged and began offering loans directly to borrowers online. Touted as “disruptors,” these lenders sought to challenge the current banking system that they deemed to be broken and grant more consumers and small businesses access to credit. On the...

How Equity Crowdfunding Could Change Start-Up 15

After years of waiting, it looks like the gates to equity crowdfunding (EC) will finally be opened thanks to a recent vote within the Securities and Exchange Commission. Although Title III of the Jump-Start Our Business Start-Ups (JOBS) Act was signed into law over three years ago, the SEC has taken...

Tips for Tackling Your Debt Once and For All 1

Debt is, unfortunately, a fact of life for many Americans. Between mortgages, car payments, and credit cards, the vast majority of us have some amount of debt to our names. Even though the average person knows that staying in debt will only continue to hurt their finances and future prospects,...

The Importance of Talking to Your Partner About Finances

You've probably heard it said that communication is the key to a successful relationship, but how well do people follow this advice when it comes to money? According to Fidelity, over 40% of individuals surveyed didn't know how much their partner made. In fact one in ten were off by...

Small Business Loans Made Easy Thanks to New Partnerships

Alternative and online lenders have made it easier than ever for entrepreneurs to secure loans for their businesses. Additionally some of those online lenders are now working with non-profit organizations to further promote the expansion of small business in America. Community development financial institutions (CDFIs), which assist business owners with...

What Children Should Learn About Personal Finance in School

With the cost of college on the rise, leading to students being in debt nearly as soon as they graduate high school, it's more important than ever for today's youth to know about personal finance before they become adults. MarketWatch recently reported on a study that rated U.S. states on how...

When a Small Credit Hit is For the Greater Good

Let's face it: no one wants to purposely hurt their credit. In fact, most personal finance blogs (ahem) typically give you article after article about how to protect and improve your credit score. However, the truth is that there are times when an action that may ding your credit score...