Credit Cards
Personal Finance
Money at 30: It's Gift Card Shopping Season
In the unlikely event that you were somehow unaware, this upcoming Friday is what's long been known in the retail industry and popular culture as Black Friday. Traditionally, this has been the official start of the holiday shopping season. While that remains largely true, over the years, several retailers have started to play with the timeline and basically just used the term "Black Friday" to describe any supposedly better-than-normal sale...
Credit Cards
2022 Discover It Card Review: Still Feeling “It” After All These Years
Many years ago now, following what I called my financial awakening, I found that I was suddenly in the market for a new rewards credit card. This led me to start researching various cards before ultimately landing on my final choice: the Discover It card. Before we get into my hands-on review, let me explain what I liked about this card on paper and why I ultimately applied for it....
Personal Finance
Money at 30: Keeping Crypto at Arm's Length
What was already being called the "Crypto Winter" has certainly grown colder in just the past couple of weeks. With the implosion of FTX, things are changing quickly. And, while I didn't have an FTX account, the news has actually impacted me as BlockFi has also paused withdrawals due to their ties to the platform. Meanwhile, as you can imagine, prices for several cryptocurrency assets have been sagging even lower...
Credit Cards
Guide to Rewards Credit Cards for Holiday Shopping
With Halloween in the rearview, it’s now full steam ahead to Thanksgiving, Christmas, Hanukkah, and (eventually) New Years. Of course, there’s still plenty to do before then — including the annual holiday shopping season. As a result, while you may not realize it, this may make for a good time to get a new credit card. That’s because you may be able to find an option that will reward you...
Credit Cards
Money at 30: Our Latest Credit Card Point Redemption Win
In the past few years, I've often written about earning credit card rewards and maximizing my setup to get even more of them. Yet, my plan for redeeming all of these points has been less thought-out. In fact, aside from buying a backpack and a hotel stay (that I later had to cancel), we haven't really tapped points from our Chase or American Express cards. That was until today, when...
Credit Cards
Best Credit Card for "Everything Else" — Earning 2% to 4.5%
When it comes to credit card rewards, most of the focus is usually on the special categories that various cards emphasize with heightened earning rates. For example, a card might offer 4x on dining, 5x on rotating quarterly categories, or even 10x on rental car booking via a specific travel portal. However, outside of those handful of categories, all other purchases tend to offer just 1% back. That said, there...
Credit Cards
