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Finland's UBI Experiment Nets Happier Residents But No Extra Jobs

In recent years the concept known as universal basic income has gained steam as a potential alternative to the existing welfare state and/or a necessary preparation for upcoming changes to the economy. While economists and think tanks of many policial stripes have floated their own ideas and theories for what such a program would look like and what it would accomplish, there have only been a handful of real-world deployments...
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Square's Jack Dorsey Only Shows Interest in Bitcoin

This week, Square CEO Jack Dorsey took to Twitter (the other company he serves as CEO of) to talk about cryptocurrency. More accurately, he took questions about Bitcoin, noting that it's the only crypto asset he owns. But that's not all — Dorsey went on to suggest that his Square Cash app will share his Bitcoin-only perspective and also teased a new feature for the app. In recent days Dorsey...

Study Finds Best and Worst Credit Cities for 2019

If you've been paying attention, you may have heard that the average credit score in America is on the rise. In fact, according to the Fair Isaacs Corporation — much more commonly known as FICO — the average now sits north of 700 points. However the personal finance site WalletHub recently sought to find which cities in the country had the best (and worst) credit scores, uncovering one stand-out where the median...
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Money at 30: "Work Optional" Book Review

Prior to attending last year's FinCon expo, I had certainly heard about FIRE (short for "financial independence, retire early) but it wasn't until I arrived at the conference that I realized how large the movement had grown. Of course, with popularity comes backlash, as some so-called "gurus" have questioned the fundamentals of the movement, while others have taken issue with what actually qualifies as early retirement. Nevertheless I've found myself...
Plaid Founders

Plaid Introduces Auth Product, Adding Thousands of Banks to API

If you're a user of a personal finance app that relies on data provided from your banks, there's a very strong chance you've used Plaid's API to make that connection happen. Prior to today Plaid offered quick authentications for approximately 3,800 banks, allowing users to simply log into their accounts and provide various apps with the info they needed. Now the number of supported banks is set to increase three-fold...

Tide Turning on Small Business Optimism?

Throughout 2018 optimism among small businesses was at an all-time high. Month after month, the National Federation of Independent Business' Small Business Optimism Index showed entrepreneurs were enthusiastic about their future prospects and the economy at large. Moreover, in November, the index celebrated two years of record optimism. Now a new survey from The Wall Street Journal and Vistage Worldwide Inc. suggests some of that positivity may be fading, potentially signaling a...
Top 10 Must Read Personal Finance Posts - January 2019

Top 10 Personal Finance Articles of the Month — January 2019

It’s time again for my favorite feature here on Dyer News: a look at my top 10 personal finance articles of the month. With a new year upon us, several bloggers offered tips for a building and sticking to a budget in 2019. Turning to other financial goals, topics of income and investing were also popular in January. To round things out, we'll also take a look at automating your...

Job Report Exceeds Expectations, Reaches Historic Milestone

It was just yesterday that economists and observers were offering their best guesses for what promised to be an interesting jobs report. Complicated by the longest partial government shutdown in history, expectations had pegged the number of payrolls being added at 165,000. In actuality the report released by the Labor Department shows that the economy added upwards of 300,000 — reaching a notable milestone in the process. As CNBC reports,...
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A Guide to Building Credit and Increasing Your Credit Scores

When it comes to credit, there’s some good news. The average credit score in the United States has been steadily rising in recent years, coming in at 715 in 2023. That may be because, today, consumers not only have more ways to access their credit reports and scores than ever before but also because there are an increasing number of options that Americans have for building credit in the first...

2024 SoFi Checking and Savings Review

Ever since I started taking an interest in the FinTech sector, one company whose name I’ve seen pop up over and over again is SoFi. Lately it seems as though that theme has been sent into overdrive as the company has not only become a household name thanks to its stadium naming rights deal but also because of the company’s continued product expansions. The most interesting development in my mind...
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Brim Financial Raises $85 Million as It Eyes Global Expansion

Toronto-based FinTech infrastructure startup Brim Financial has announced a new funding round. About the round: Brim has revealed an $85 million round. The Series C was led by EDC Investments while new investor Vistara Growth and returning investors White Owl Group, Epic Ventures, and Zions Bank also participated. To date, the company has now raised $110 million including a Series B in 2021. According to Brim, the latest funding will...
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Chase Reveals Q2 2024 Freedom 5%(+) Bonus Categories

Chase has announced its bonus category picks for the second quarter of 2024 — including some interesting twists. About the categories: As April approaches, Chase has revealed what categories Freedom and Freedom Flex cardholders can earn bonuses on. From April 1st through June 30th, customers can earn 5% (or more) in three categories: Amazon.com, Hotels, and Restaurants. Similar to how Chase embraced a "New Year, New Me" theme last quarter,...

FedEx Announces Winners of 11th Annual 2023 Small Business Grant Contest

Nearly three months after the entry period ended, FedEx has announced the winners of its 11th annual Small Business Grant Content. This year's event saw more than $300,000 in funds going to a variety of small businesses across the nation. Last month, the company revealed 100 finalists, with that list now being narrowed down to just 10 winners. This year's grand prize winners included KindVR, The Cupcake Collection, Up In...