Monetary Mistakes That Could Be Costing You Big

At this point we all pretty much know the basics of what good personal finance looks like: less debt, more savings, planning for the future. Many times following these deceptively simple principles seems to be going well until life interrupts and deals you a blow. While it's true that many financial hardships are mostly unavoidable, there are some instances where your biggest monetary enemy is actually you. Recently Money highlighted some...

Lending Club Loans Climb to Over $16 Billion

This week marketplace lender Lending Club announced that they have now facilitated over $16 billion in peer to peer loans since starting in 2007. Even more impressive is that fact that it was only three months ago that they surpassed $13 billion. To celebrate the company debuted a new infographic breaking down their latest accomplishment by the numbers.First Lending Club has now helped over one million people receive personal loans....

Big Things Entrepreneurs Forget About Financing

You've started a business, you're making money, and all is well. So why would you need to think about financing, right? This is a common mistake that first-time businesses owners make — only thinking about extra cash when they're running low. As Eyal Lifshitz points out in his recent article in Entrepreneur many business owners don't realize that being proactive and thinking about financing before they need it could benefit them...

U.S. Economy: The Game of Political Smoke & Mirrors Continues

On February 5, 2016 President Obama addressed the nation to announce national unemployment “dipped to 4.9 percent in January” noting “151,000” jobs were created during the month. Obama used this opportunity not only to quell public anxieties over rumors of a looming recession in 2016, but also scolded GOP presidential candidates for stoking the flames. However, given job rates tend to increase around the holiday season – hence the term...

3 Simple Steps For Snagging "Real" Sale Prices

One of the biggest tricks the retail sector pulls on consumers is convincing them that they can save money by buying sale items. Yes it's true that buying something you need at a discounted price is surely advantageous but many of us are more inclined to forgo our financial savvy in the face of so-called "sale" items. Luckily there are three steps for ensuring that you are making good purchases...

What Political Issues Small Business Owners Care Most About

The 2016 election season is officially in full swing. After months of  stump speeches and plenty of televised debates it's almost time for citizens across the nation to vote in their parties' primaries and caucuses ahead of the general election in November. With each state they visit candidates are doing their best to reach out to voters, answer their questions, and find out what issues are most important to them....

What Could 2016 Hold for P2P Lending?

2015 was a good year for peer to peer (P2P) lenders and the FinTech sector as a whole. Following major IPOs from Lending Club and OnDeck at the very end of 2014, last year saw several players both raising and lending money at impressive levels. So can the momentum continue this year or is there a bubble set to burst? TechCrunch contributor Sonny Singh recently took a look at the current state of...

Is U.S. Housing Investment Under Threat of an Impending Slowdown?

It's no secret 2016 started off in precarious fashion as several U.S. stock indices tumbled on news of China’s slowing economy, weakening international crude oil prices, and quietly transmitted rumors of a looming recession. Upon these revelations and other market performance indicators, the FOMC announced last week “to maintain the target range for the federal funds rate at ¼ to ½ percent” in accordance with “its objective of maximum employment...