Store Credit Cards: 5 Things to Watch Out For

"Will you be putting this on your [store name] card?" "Are you interested in saving 20% today?" If you've ever shopped at a department store or other chain retailer there's a very good chance that you've heard these phrases that preface a pitch for you to open a new credit card. Admittedly sometimes these offers can be attractive, including significant discounts and other perks you may want to take advantage...

Going Back-to-School Shopping without Going Broke

It's that time of year again — children across the nation are headed back to school. Of course this is also when adults spend hundreds of dollars purchasing their kids new supplies and outfits for the occasion. This year it's expected that parents will spend over $75 billion on back-to-school shopping, begging the question: why does it have to be so expensive? If you're looking to save some money this...

Slowing Restaurant Sales Scaring Some Analysts

Are Americans cutting back on eating out? According to CNN Money they are as Yum! Brands, Starbucks, and McDonalds — which had been on a hot streak since introducing its breakfast all day menu — have also seen slumping sales as of late. While many reasons have been suggested as to why this is, some are more concerned about what it could mean for the economy overall. Restaurants have long been...

Should You Pull From Your 401k To Pay Off Debt?

If you’re deep in debt and looking for a way out, it’s smart to take stock of any and all resources at your disposal.If you have expensive items you could sell, for example, you could throw that cash directly towards your debts. And if you have some money stashed away in savings already, you may be in even better shape.With average credit card rates sitting at 15 percent and savings...

4 Ways to Automate Your Finances

It's fair to say that most people know they should be saving more and may even have a goal in mind that they aren't currently hitting. Part of the problem is that we see how much is in our checking accounts and think of all the ways we could spend that money instead of setting it aside like we should. This can stop us from transferring funds to a savings...

App Review: Like the Store Itself, Walmart's App is a One-Stop Shop

First off, I don't frequent Walmart very often. This is mainly because the chain is actually pretty sparsely located around Los Angeles. However I've recently found myself interested in their proprietary mobile payment solution cleverly dubbed Walmart Pay, which recently rolled out nationwide. As a result I decided to download the retail giant's app, head to their recently-opened Supercenter in Burbank, California and see how it all worked. Before I made it to...

5 Social Media Advertising Mistakes Small Businesses Should Avoid

There's no way around it: social media has changed the way small businesses advertise to customers. Today there are a number of social platforms that give entrepreneurs access to a whole range of tools for promoting their business. In fact taking advantage of these outlets is now one of the most important things that a small business owner can do. This isn't to say that running a good campaign is...

Could Glass-Steagall Legislation Make a Comeback?

Back in 1933 a piece of legislation now commonly referred to as the Glass-Steagall Act (named as such for Senator Carter Glass and Congressman Henry B. Steagall) sought to limit the scope of what a single bank could do. Simply put, the bill restricted commercial banks from engaging in the investment side of things and did so for more than 60 years. However the bill was repealed in 1999 with an...