Should Building Up Your Emergency Fund be Top Priority?

It seems like common sense that, in addition to your various savings and investments accounts, you set aside money specifically for use in the case of an emergency. Most commonly people think of these funds as a safety net should they or their partner become unemployed. While most financial advisers can agree that an emergency fund is a necessity, there are some differences in the details, such as how much...

What Small Businesses Should Know About Cyber Security

Cyber attacks have been big news over the past couple years between hacks of websites, retailers, and notable movie studios alike. Still many entrepreneurs might assume that they are running too small of an operation to really be a target of one of these attacks. Unfortunately that's not at all the case. According to a recent Forbes article, 71% of all cyber attacks affect businesses with less than 100 employees. While this...

Are Americans Saving Enough? (Hint: No)

From early childhood we are taught the value of a dollar and how to save our money for "a rainy day." Unfortunately many of those lessons go out the window when we grow up and have to worry about things like rent, car payments, and insurance, while still managing to feed ourselves. As a result many Americans live paycheck to paycheck, without saving a penny for emergency funds or for...

Square's IPO — What it Means for FinTech

Following IPOs from Lending Club and OnDeck last year, another FinTech company is set to go public in the coming weeks. Square, a payments company famous for their mobile card readers amongst other things, filed for their initial public offering earlier this month. While no date has been announced for their stock debut yet, the news has garnered a lot of attention. Part of the reason Square's IPO has been...

Lending Club Debuts Line of Credit Option for Small Businesses

Thanks to the rise of FinTech companies and online lenders, small business owners have enjoyed more options than ever when it comes to getting a loan. Now one such lender is offering entrepreneurs yet another option. This past week Lending Club expanded their small business lending offerings to include a business line of credit. This new product will give entrepreneurs the ability to cover unexpected expenses and invest in improvements without taking out...

One Major (But Simple) Money Saving Grocery Shopping Tip

Most people know that a good way to curb their spending is to limit the number of times they go out to eat. Cooking at home, while certainly more time-consuming, is often far cheaper than paying to have food prepared for you. However grocery shopping can also get expensive when it is not done properly. That's why Money recently shared one fat tip for slimming down your grocery bill. So what's the...

FinTech Insurgents? How Lending Club Is Working With Banks

On the heels of being named one of Bloomberg Markets' 50 Most Influential figures, Lending Club CEO Renaud Laplanche recently appeared at the Bloomberg Markets' Most Influential Summit in New York. There, he sat with Joe Weisenthal and Earthport CEO, Hank Uberoi, to talk about his company and the rising FinTech movement.Although the panel was titled "Banker Beware: Meet the FinTech Insurgents," Laplanche dispelled the notion that Lending Club is...

Small Business Loans: 3 Big Things to Consider

Looking to get a loan for your small business? With multiple new lenders popping up it's important to remember that not all small business loans are created equal (or, if you're an Orwell fan, some are more equal than others). To help guide you in your research for the loan that's right for you, Nerdwallet recently examined three questions you should ask yourself when looking for a small business loan. Perhaps...