FinTech
Money Management
Financial Fallacies that Many of Us Make
If you're reading a personal finance blog, chances are you do your best to be conscious of the money you spend and make good financial decisions. However, many well-intentioned and frugal consumers can fall for a number of false beliefs or illogical mistakes that I like to call "financial fallacies." The first step in correcting these misguided notions is to identify them. Perhaps the most common fallacy is purchasing an item...
Small Business Tips
Should You Get a Credit Card for Your Small Business?
If you're starting a new business, you likely have many questions about the process. Among them might be how business credit cards work and if you should apply for one when you're first starting up. Not only are new business owners able to apply for business credit cards but having one can also be a useful asset. According to Money obtaining a credit card for your new small business can...
Investing
Economic Value of Presidential Election Campaigns: Wasted Money?
According to a recent report from NPR, it is estimated a staggering $4.4 billion will be spent on advertising campaigns during the 2016 presidential election cycle. Really? Yes, you heard or read me correctly – $4.4 billion! To quote GOP front runner Donald Trump, that is a HUGE number! This estimation, however, appears inaccurate since the Federal Election Commission reported more than $7 billion was expensed on advertising strategies during...
Money Management
Preparing Your Finances for 2016
With the holidays upon us, it's always an interesting time of year for personal finance. For most of us getting gifts for all of our loved ones is usually what consumes our minds during this time of year. However, it's also the time you should start thinking about the new year and setting yourself up financially. At the top of the list is ensuring that you have health insurance. If...
FinTech
What Banks Think About FinTech (and Vice Versa)
You've probably heard it said that in the case of many large predators you might encounter in the wild, it's important to remember that they're more afraid of you than you are of them. When it comes to the traditional banks' perception of FinTech startups, that seems to be proving true. While few expect them to become entirely obsolete, a new study found that bankers are more bearish on the future...
Money Management
When Watching Your Bank Balance Can Backfire
If you're like most American these days you probably do most of your banking via online sites and mobile apps. In recent years banks have been able to offer a number of their services to customers at all hours of the day including the ability to access your balance, make transfers, and even deposit checks by photographing them. While this incredible convenience is hard to argue with, there is one...
Investing
