Category: Money Management

Personal finance and money management can be very confusing. Most people know that optimizing their finances is important but few feel confident that they have the knowledge to do so.

At Dyer News we stay on top of the latest economic trends, financial products, and money management strategies in order to provide the knowledge to help you use the money you have today to live the life you want.

Learn to make your money work for you. Whether it’s getting debt free or investment advice we have you covered.

Should Building Up Your Emergency Fund be Top Priority?

It seems like common sense that, in addition to your various savings and investments accounts, you set aside money specifically for use in the case of an emergency. Most commonly people think of these funds as a safety net should they or their partner become unemployed. While most financial advisers can agree that an emergency fund is a necessity, there are some differences in the details, such as how much...

Are Americans Saving Enough? (Hint: No)

From early childhood we are taught the value of a dollar and how to save our money for "a rainy day." Unfortunately many of those lessons go out the window when we grow up and have to worry about things like rent, car payments, and insurance, while still managing to feed ourselves. As a result many Americans live paycheck to paycheck, without saving a penny for emergency funds or for...

One Major (But Simple) Money Saving Grocery Shopping Tip

Most people know that a good way to curb their spending is to limit the number of times they go out to eat. Cooking at home, while certainly more time-consuming, is often far cheaper than paying to have food prepared for you. However grocery shopping can also get expensive when it is not done properly. That's why Money recently shared one fat tip for slimming down your grocery bill. So what's the...

U.S. Consumer Sentiment Bullish Despite Weak Industrial Output

According to the University of Michigan’s consumer sentiment index, which “rose to 92.1 in early October from a reading of 87.2 in September”, the U.S. economy could benefit from a “4 percent annualized rate of consumer spending growth” if this bullish behavior endures throughout 2015. Considering the disappointing impacts of a strong dollar on earnings, general stock market volatility, and underinvestment in capital markets dependable growth in consumer spending, which...

Are Bad Habits Hurting Your Finances?

One of the keystones of personal finance is discipline. This means having the ability to curb your spending and resist impulses that will waste your funds. However, we all have bad habits that can not only affect our health and well-being but also take a toll on our finances. Frugal Rules recently took at look at seven common bad habits that cost you money. Some of these are no surprise...

The Pros and Cons of the Strong Dollar

If you’re an investor or just a regular watcher of business television you may have heard a lot about the current strength of U.S. currency, although not with the positive inflection one might expect. It almost seems strange to question whether a "strong dollar" could be a good or bad thing for the United States and yet it isn't as clear-cut as the name would imply. Recently many American companies...

Home Improvement Loans: The Freedom Peer to Peer Lending Offers

Looking to make renovations, repairs, or additions to your home? It used to be that in order to secure funds to improve your home you needed to visit a bank to refinance your mortgage. But why should you need to take out a second mortgage just to add value to you home? Peer to peer (P2P) lenders like Lending Club offer personal loans fulfilled by investors who, in turn, take...

Finance in Hindsight: Money in Your 20s

It's a thought we've all had at some time in our lives (and The Faces famously sang about): I wish that I knew what I know now when I was younger. Time Magazine recently ran a piece on this very topic where successful individuals shared knowledge they wish they had decades earlier. The article gives a range of insights like TOMS founder Blake Mycoskie suggesting younger readers follow their passions, author and host Suze...