Category: Money Management

Personal finance and money management can be very confusing. Most people know that optimizing their finances is important but few feel confident that they have the knowledge to do so.

At Dyer News we stay on top of the latest economic trends, financial products, and money management strategies in order to provide the knowledge to help you use the money you have today to live the life you want.

Learn to make your money work for you. Whether it’s getting debt free or investment advice we have you covered.

With Interest Rates Poised to Raise, What Will Change?

There may still be several uncertainties when it comes to the impending presidency of Donald Trump but the market is already responding. Since Trump's victories in Pennsylvania and other key state states that made him the President Elect, mortgage rates, bonds, and the dollar have all risen significantly and stocks have rallied well beyond their election night selloff. On top of that the Federal Reserve is widely expected to not only...

Money at 30: Where Do Hobbies Fit Into Personal Finance?

No matter how frugal you are, everyone needs a treat once in a while. For some people that means a splurge at the mall, for others it means a trip to the cinema, and for still others it means a trip to the Bahamas. In other cases one might be inclined to put the majority of their leftover disposable income towards a certain hobby. Regardless of whether that hobby is scrapbooking,...

Money at 30: My Quarterly Credit Progress Report

It's now been nearly three months since I made my debut on Dyer News and shared my newfound appreciation for personal finance and credit. In that time I've not only learned more about the complexities of finance but have also seen some positive improvements in my own credit. So to mark the end of my first quarter I thought I'd share some of the changes I've been making in my own...

Why Your Debit Card is the Wrong Choice for Online Holiday Shopping

With this Friday — commonly referred to as Black Friday — officially kicking off the 2016 holiday shopping season, there's a good chance you'll be spending some money this week. Plus if you're like a growing number of Americans you'll also be forgoing the typical mall madness and opting to shop online instead.If you're following our tips and trying to stay on budget this year, using a debit card to...

Credit Card Minimum Payments Have Fallen (and That's a Bad Thing)

What's great about credit cards is what can also make them dangerous in the hands of some consumers: they allow you to make large purchases and pay them off little by little. While it's always best practice to pay off your full balance monthly, card companies only require that customers make minimum payments, which are often only a small fraction of the amount owed. In fact it may surprise you to...

Why Financial Education Isn’t The Answer To Your Money Problems

Editor note: This is a guest post that we think is of interest to Dyer News readers. Although we are obvious fans of financial education this is an interesting point of view that is well worth a read. Hate to break it to you, but financial education doesn’t work. And I’m not the only one saying it.An article from the Pacific Standard states: Another study, from 2009, tested the financial...

Buying a Car for the First Time

Admittedly car buying is not the most pleasant process. If you're a first-time buyer with little to no credit history, it can be even worse. That being said, preparation can go a long way in smoothing everything out.

Money at 30: Starting My (Potential) Home Buying Quest

A few weeks ago in my post about savings milestones and goals I mentioned that my wife and I were currently working on building up a down payment to maybe one day buy a house of our own. Over the years I have personally gone back in forth between obsessing over HGTV and being frightened by Lowe's commercials, so this is about the closest I've been to seriously considering the...