Category: Money Management

Personal finance and money management can be very confusing. Most people know that optimizing their finances is important but few feel confident that they have the knowledge to do so.

At Dyer News we stay on top of the latest economic trends, financial products, and money management strategies in order to provide the knowledge to help you use the money you have today to live the life you want.

Learn to make your money work for you. Whether it’s getting debt free or investment advice we have you covered.

Fed Raises Rates: Impact on Student Loan Debt Varies

On December 16, 2015, the FOMC took action “to raise the target range for the federal funds rate to ¼ to ½ percent." Debate of assumed outcomes and potential unintended consequences has been the subject of concern for some time with speculation running the gauntlet of possibilities. The rampant rumors surrounding the student loan market is perhaps due to the fact that Federal loans account for a “93%” stake in...

Is it Time to Break Up with Your Bank?

How long have you been with your current bank? Do they treat you well? Even if they don't, chances are you probably stay with them since the idea of moving on and starting over seems like such a hassle. So how do you know when it's finally time for you to break up with your bank and find a new one? Two Cents recently highlighted some signs that it's time to...

New Employee Perk Aims to Unburden Millennials

Graduate from high school. Go to college. Get a good job. — It's the path that many of us are taught but it's also one that has saddled many Millenials with huge amounts of student loan debt as the enter the workforce. In fact, as we recently mentioned, one financial adviser said the top question she's asked by 20 and 30-something is if they'll be paying off their student loans...

Economy Class Benefits from United’s Freebie Snacks

Apparently senior leadership at United Airlines recognizes this time of year to rejoice and express appreciation for those you care about by once again dishing out free snacks to economy fliers. Wow! After an approximate 7-year hiatus dating back to sometime in 2008, in which United management then decided to nix serving the freebie miniature-sized snack packs to quell the peasants squished together like chickens in an overcrowded henhouse sitting...

Is Renting Really a Waste?

The decision to buy a house is not an easy one. While there are certainly times when purchasing a home makes good practical and financial sense, the truth is that it is not for everyone. However, many are led to believe that the alternative — renting — is a waste of money. Is this true? As often touted as the saying that renting is just throwing money away is, it's also...

How Millennials Learn About Personal Finance

As millions of Millennials graduate college and enter the "real world," many are in need of solid financial advice. However, the younger generation seems to be going about personal finances very differently than their elders. This begs the question, where are Millennials turning for financial advice?According to The Wall Street Journal, only 14% of Millennials seek the help of a financial planner compared to 40% of those in older generations....

Presidential Election Cycle Impacts Business Prosperity

Back in early July 2015 Macy’s leadership denounced GOP presidential candidate Donald Trump for his remarks concerning illegal immigrants. Actions taken by the popular retailer were specific – sever its relationship with Trump immediately and completely. The response by many media outlets, political foes and others was as expected; applause for actions taken to penalize the billionaire real estate mogul. Mr. Trump, however, didn’t take the tongue lashing quietly. In...

Financial Fallacies that Many of Us Make

If you're reading a personal finance blog, chances are you do your best to be conscious of the money you spend and make good financial decisions. However, many well-intentioned and frugal consumers can fall for a number of false beliefs or illogical mistakes that I like to call "financial fallacies." The first step in correcting these misguided notions is to identify them. Perhaps the most common fallacy is purchasing an item...