Category: Money Management

Personal finance and money management can be very confusing. Most people know that optimizing their finances is important but few feel confident that they have the knowledge to do so.

At Dyer News we stay on top of the latest economic trends, financial products, and money management strategies in order to provide the knowledge to help you use the money you have today to live the life you want.

Learn to make your money work for you. Whether it’s getting debt free or investment advice we have you covered.

Monetary Mistakes That Could Be Costing You Big

At this point we all pretty much know the basics of what good personal finance looks like: less debt, more savings, planning for the future. Many times following these deceptively simple principles seems to be going well until life interrupts and deals you a blow. While it's true that many financial hardships are mostly unavoidable, there are some instances where your biggest monetary enemy is actually you. Recently Money highlighted some...

U.S. Economy: The Game of Political Smoke & Mirrors Continues

On February 5, 2016 President Obama addressed the nation to announce national unemployment “dipped to 4.9 percent in January” noting “151,000” jobs were created during the month. Obama used this opportunity not only to quell public anxieties over rumors of a looming recession in 2016, but also scolded GOP presidential candidates for stoking the flames. However, given job rates tend to increase around the holiday season – hence the term...

3 Simple Steps For Snagging "Real" Sale Prices

One of the biggest tricks the retail sector pulls on consumers is convincing them that they can save money by buying sale items. Yes it's true that buying something you need at a discounted price is surely advantageous but many of us are more inclined to forgo our financial savvy in the face of so-called "sale" items. Luckily there are three steps for ensuring that you are making good purchases...

Is U.S. Housing Investment Under Threat of an Impending Slowdown?

It's no secret 2016 started off in precarious fashion as several U.S. stock indices tumbled on news of China’s slowing economy, weakening international crude oil prices, and quietly transmitted rumors of a looming recession. Upon these revelations and other market performance indicators, the FOMC announced last week “to maintain the target range for the federal funds rate at ¼ to ½ percent” in accordance with “its objective of maximum employment...

Personal Finance Podcasts You Should be Listening To

In older times those wanting a healthy dose of personal finance advice might look to books, radio, or cable TV to find a money guru and get their thoughts. Some even spent considerable amounts to attend conferences and hear their favorite guru speak. While all of those mediums still exist and thrive, a newer source for personal finance insight is podcasts. Podcasts are great for a number of reasons: 1)...

Why Having a "Fat" Checking Account Can Be a Bad Thing

There are several reasons that many Americans prefer to run the majority of their finances through their checking account first. For one it provides them with easy access to cash when they need it. Additionally several banks have begun charging fees should your account dip below a certain balance, leading many to cautiously avoid that threshold. But is it possible to have too much money in your checking account? According...

3 Financial Lessons to Learn from the Madoff Scandal

Just over seven years after Bernie Madoff's Ponzi scheme — believed to be the world's largest — collapsed, the fraudster is back in the headlines thanks to a new paperback edition of Brian Ross' book and an accompanying mini-series (starring Richard Dreyfuss) that ABC is investing in for sweeps week. While many of us would like to think we'd never be as naive as to fall for such a scheme, the unfortunate...

The Difference Between Emergency and Rainy Day Funds

It's fair to say the vast majority of Americans know they should be saving money even if many of them don't actually do it. Although it might seem like an easy concept, saving is not always as straightforward as you might think. For example, while you may have heard you should always have an emergency fund on hand, you might not know exactly what that means. Typically when people think of...