Personal Money Management Tips and Advice

Category: Money Management

inside Kyle's apartment

Money at 30: Two Years Later - Was Our Apartment Upgrade Worth It?

Nearly two years ago, my wife and I decided to move from our longtime apartment complex to one where the rent was $400 more per month. This time last year, I shared a status update in which I declared that this somewhat risky move had been worth it thanks to the numerous benefits this upgrade included. Cut to today and things have definitely changed in a few ways. In fact,...
looking at subscription options

Money at 30: Putting My Subscriptions on the Chopping Block

Like many Americans these days, I have several different subscriptions. These include streaming services, business tools, and other various memberships. Until now, I've thought I'd done a decent job of keeping track of these subscriptions by maintaining a master list of them and felt fairly comfortable with what I'd let hang around. Despite this, something set me off this week, leading me to take a closer look at how much...
Robinhood retirement account app screenshots

Money at 30: Robinhood Retirement Review

During a recent earnings conference call, Robinhood's CEO Vlad Tenev revealed that the investment app would soon be introducing a retirement account platform for users. Soon after that, the platform announced more details about the offering while opening a waitlist. Now, a mere few weeks later, Robinhood Retirement is here. So what does this new IRA option have to offer? Let's look at the details of Robinhood Retirement and my...
yacht sailing on the ocean

How to Get a Used Boat Loan

As with any big purchase, buying a used boat can be an intimidating process. Sometimes it can seem that the pain of securing the funds to get the boat takes away from the fun and entertainment having the boat will bring. If you’re feeling overwhelmed you should know that getting a used boat loan doesn’t have to be a hassle, as long as you take it one step at a...
Pluto TV logo

Money at 30: Pluto TV Review — The Pros and Cons

These days, it feels as though everyone has at least a few streaming service subscriptions. While these memberships may only be a few dollars each, those costs can add up as more services join the fray and prices rise for many. However, there is at least one service you can enjoy without paying a dime: Pluto TV. Pluto TV may not exactly be new, but I've noticed that the service...

Aldi Curbside Pickup Review — Is it Worth it?

Over the past few months, I've been a bit torn. While I love saving money and keeping costs down, the convenience of grocery delivery has proven too powerful for me to resist. Now one of my favorite discount grocery stores is rolling out a better option with the introduction of Aldi Curbside Pickup. Yet, the question still remains: is this option actually worth it?
man looking at apps on a phone

Money at 30: My Top 3 Finance Apps and Tools to Watch in 2023

Over the past few years, I've offered up my list of the top FinTech apps and tools. This originally started as a way to highlight a few of my favorite tools but eventually evolved to also highlight offerings from startups I just found fascinating. Well, as it turns out, my track record has been a bit hit-or-miss on that front. So, this time around, I thought I'd keep the tradition...
rows of credit and debit cards

Privacy.com Review (2023) — How it Could Help Keep Your Money Safe

First the bad news: considering all the major data breaches that have hit retailers, websites, and freaking credit bureaus alike, there’s a very strong chance your personal info has been compromised at some point. Luckily, in addition to steps you can take, such as freezing your credit reports to prevent criminals from using this data, there are a growing number of tools you can use to foil thieves in the...
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A Guide to Building Credit and Increasing Your Credit Scores

When it comes to credit, there’s some good news. The average credit score in the United States has been steadily rising in recent years, coming in at 715 in 2023. That may be because, today, consumers not only have more ways to access their credit reports and scores than ever before but also because there are an increasing number of options that Americans have for building credit in the first...

2024 SoFi Checking and Savings Review

Ever since I started taking an interest in the FinTech sector, one company whose name I’ve seen pop up over and over again is SoFi. Lately it seems as though that theme has been sent into overdrive as the company has not only become a household name thanks to its stadium naming rights deal but also because of the company’s continued product expansions. The most interesting development in my mind...
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Brim Financial Raises $85 Million as It Eyes Global Expansion

Toronto-based FinTech infrastructure startup Brim Financial has announced a new funding round. About the round: Brim has revealed an $85 million round. The Series C was led by EDC Investments while new investor Vistara Growth and returning investors White Owl Group, Epic Ventures, and Zions Bank also participated. To date, the company has now raised $110 million including a Series B in 2021. According to Brim, the latest funding will...
Chase Freedom Flex card

Chase Reveals Q2 2024 Freedom 5%(+) Bonus Categories

Chase has announced its bonus category picks for the second quarter of 2024 — including some interesting twists. About the categories: As April approaches, Chase has revealed what categories Freedom and Freedom Flex cardholders can earn bonuses on. From April 1st through June 30th, customers can earn 5% (or more) in three categories: Amazon.com, Hotels, and Restaurants. Similar to how Chase embraced a "New Year, New Me" theme last quarter,...

FedEx Announces Winners of 11th Annual 2023 Small Business Grant Contest

Nearly three months after the entry period ended, FedEx has announced the winners of its 11th annual Small Business Grant Content. This year's event saw more than $300,000 in funds going to a variety of small businesses across the nation. Last month, the company revealed 100 finalists, with that list now being narrowed down to just 10 winners. This year's grand prize winners included KindVR, The Cupcake Collection, Up In...