Category: Money Management

Personal finance and money management can be very confusing. Most people know that optimizing their finances is important but few feel confident that they have the knowledge to do so.

At Dyer News we stay on top of the latest economic trends, financial products, and money management strategies in order to provide the knowledge to help you use the money you have today to live the life you want.

Learn to make your money work for you. Whether it’s getting debt free or investment advice we have you covered.

Why You Should Consider Monthly Personal Finance Reviews

Back in the day, parents would teach their children how to balance their checkbooks and instructed them to do so on a monthly basis. While most of us now only use checkbooks for wedding showers, taxes, and rent, the habit of reviewing your spending once a month is still a good one. In fact doing so will not only allow you to build your budget but also help you stick to...

Top Items You Shouldn't Pay Retail For

With the holidays drawing near, just about everyone's looking for a good deal. What's strange is that, while people will camp out on Black Friday in order to save some money on a television, many of us end up overpaying for a number of items throughout the year without even realizing it. In fact, there are some items that you should almost never pay full retail price for. A recent...

The Fed’s Loss-Absorbing Capacity Threatens Big Banks

In October 2015 the Fed governors unanimously voted to pursue a “loss-absorbing capacity” measure requiring the largest eight banks, including “JP Morgan, Chase, Citigroup and Bank of America,” to issue hundreds of billions in new equity and debt to insulate the economy from the crippling effects of future financial shocks. The key focus of this proposal is to transfer the risk of failure back to the financial sector, specifically investors,...

Tips for Tackling Your Debt Once and For All

Debt is, unfortunately, a fact of life for many Americans. Between mortgages, car payments, and credit cards, the vast majority of us have some amount of debt to our names. Even though the average person knows that staying in debt will only continue to hurt their finances and future prospects, getting out of debt for good is much easier said than done. Recently LifeHacker compiled their top ten list of ways...

The Importance of Talking to Your Partner About Finances

You've probably heard it said that communication is the key to a successful relationship, but how well do people follow this advice when it comes to money? According to Fidelity, over 40% of individuals surveyed didn't know how much their partner made. In fact one in ten were off by more than $25,000. With statistics like these it's no wonder that many couples argue about finances. Recently MoneyNing highlighted some...

Fed Targets December to Raise Federal Funds Rate - Really?

Despite the Fed’s previous stated intentions to raise the federal funds rate sometime in 2015 no increases have been approved so far. However on October 28th the FOMC announced “in determining whether it will be appropriate to raise the target range at its next meeting, the committee will assess progress – both realized and expected – toward its objectives of maximum employment and 2 percent inflation.” That speculative announcement caused...

What Children Should Learn About Personal Finance in School

With the cost of college on the rise, leading to students being in debt nearly as soon as they graduate high school, it's more important than ever for today's youth to know about personal finance before they become adults. MarketWatch recently reported on a study that rated U.S. states on how well they promoted financial literacy in their classrooms. Sadly the survey only awarded an 'A'  to five states, while a...

When a Small Credit Hit is For the Greater Good

Let's face it: no one wants to purposely hurt their credit. In fact, most personal finance blogs (ahem) typically give you article after article about how to protect and improve your credit score. However, the truth is that there are times when an action that may ding your credit score is a necessary evil and is worth doing in the greater scheme of your finances. Entrepreneur recently took a look at...