Everyone knows that carrying a balance on your credit card can lead to interest fees, adding to your debt. However there's another expensive risk that consumers may run afoul of: late fees. In fact a new survey from the personal finance site WalletHub finds that 46 million Americans anticipate missing...
It's hard to believe that it's now been more than a year since the stock trading app Robinhood announced it was launching a cash management account. That offering — then dubbed Robinhood Checking & Savings — was quickly scrapped, but the core of the idea was resurrected late last year...
In 2017, Equifax — one of three major credit bureaus in the United States — announced that they had experienced a breach. This resulted in approximately 147 million customers having their sensitive data exposed, including names, birthdates, social security numbers, and more. Then last year Equifax and the Federal Trade...
It’s time again for one of my favorite features here on Dyer News: a look at the top 10 personal finance articles of the month. This month we'll start things off with some tips for budgeting and saving money. Then we'll take a trip around the world for a look...
As the 2020 tax deadline nears, the volume of tax prep commercials is steadily increasing. In many of these ads, the service advises that their customers see the largest refunds. However the irony of such spots is that, according to some experts, large refunds are actually not ideal as they...
These days there are dozens of digital banks, sometimes referred to as "challenger banks." While these branch-less offerings often bear benefits that make them more attractive than traditional banks, even the best among them fail to truly break the mold. Now one online saving account is trying something a bit...
Over the past few months, I've found myself spending (a concerning amount of) time on forums such as Reddit reading about credit cards and how people are using them to their advantage. As I've done so, one question I keep seeing come up again and again is "can you pay...
Although these upcoming developments might put fear into some consumers, it seems that those who are already practicing good credit habits have little to worry about.