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Personal Finance

Money Challenges: Pros, Cons, Examples, and Tools

If you've ever made an effort to start saving money, there's a good chance that you encountered a few stumbling blocks. For one, the ever-popular "spend less, save more" goal lacks the specifics necessary to make it stick. Meanwhile, while setting aside money might feel good at first, maintaining motivation...

Money at 30: Robinhood's IPO — and Trying Their IPO Access Platform

Of all the companies, apps, and tools I've written about between here and Money@30 the site, I feel like Robinhood is the one I've ended up covering the most. That's partially because the stock trading app has not only continually rolled out new offerings since they've been on my radar...

Financial Lessons in "Adulting" I Learned from Television 1

When I was a young kid still living in New Jersey my elementary school offered an additional schooling year between Kindergarten and first grade they called Transitional Primary or “TP.” To help determine who the school would recommend for TP all of the Kindergarten students were given an oral assessment....

Back-to-School Spending Expected to Climb for 2021 Season

It may only be early July, but back-to-school season is just around the corner in certain areas of the United States. Following a school year that likely looked different depending on the state, district, and school, 2021 may bring a return to (near) normal. In turn, American consumers are anticipated to spend...

Money at 30: How We're Saving Money This Summer

The way I see it, there are a few different starts to the summer season. For the former movie theatre manager in me, the first is Memorial Day weekend (although the blockbuster season really kicks off even before that now thanks to Marvel). Then, there's the technical kick-off on June...

Top 10 Personal Finance Articles of the Month — June 2021

It’s time again for one of my favorite features here on Dyer News: a look at the top 10 personal finance articles of the month. To start things off this month, we'll look at frugality in many forms. Then, we'll explore remote working and nomadism, including lessons learned from these...

Are Credit Reports the Same as a Credit Score? 13

For as much as we hear about credit in general, many Americans are less aware of the specifics. A key example of this is that the terms “credit report” and “credit score” are used interchangeably despite being separate things. In fact, this misconception could lead consumers to ignore an important...

BNPL Platform Afterpay Rolls Out Pulse Rewards to All Customers

Love them or hate them, "buy now, pay later" (BNPL) options have exploded in recent years. Services such as Klarna, Affirm, Quadpay, and others allow consumers to finance purchases without paying interest, provided that they pay off the balance within a few weeks. Now, one BNPL platform is rolling out...