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Personal Finance

Ally Becomes Latest Bank to Discontinue Overdraft Fees

One of the most frustrating aspects of dealing with many banks is the dreaded overdraft fee. If customers accidentally spend more than is in their checking account, they may be assessed a charge of $30 or more. What's worse, this fee is per transaction — with some institutions being accused...

Money at 30: Are Bank Bonuses Worth It?

Over the past few years, I've reviewed plenty of bank and banking (the latter typically meaning FinTechs that partner with "real" banks for their offerings) services. In doing so, I've occasionally earned bonuses for setting up a new account and performing different tasks. This free money is always welcome —...

LendingTree Survey Finds Credit Limit Cuts Still Common in 2021

Last year, as many Americans saw their finances affected by the pandemic, anecdotes emerged suggesting that some banks were cutting credit limits and even closing accounts of certain customers. This was later borne out in data, with Bloomberg reporting that issuers cut customer credit limits by a total of $99...

Money at 30: How Quarantine Ended Up Impacting Our Spending (in Hindsight)

I don't want to jinx it, but I'm really starting to think we could be turning a corner on this whole pandemic thing. Personally, I've been fully vaccinated for a few weeks now while my wife has had her shots since January. Because of this, while life isn't "back to...

Credit Card Confidence Increased in April

It seems as though a greater number of Americans were prepared to pay off their credit cards last month than they have been at any other point so far this year. The latest update to LendingTree’s monthly index shows credit card confidence once gain on the rise. During the month,...

Top 10 Personal Finance Articles of the Month — April 2021

It’s time again for one of my favorite features here on Dyer News: a look at the top 10 personal finance articles of the month. First, we'll take a look at some investing tips and perspectives. Then, we'll explore the topic of money failures and how to hopefully avoid them....

Money at 30: The 5 Best Purchases I've Made When Moving Into My New Place

Much to my surprise, it's now been over a month since my wife and I first moved into our new apartment. In case you missed it, after six years of living in the same place, we decided it was time for a little upgrade that also happens to be a...

Survey Highlights the Growing Popularity of "Buy Now, Pay Later" Services

When many Americans go to make a large purchase, they typically have a few options. Aside from paying in cash, there's also traditionally been the option to put a purchase on a credit card — which results in paying interest if the charge isn't paid off quickly. Meanwhile, although some...