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Personal Finance

Money at 30: My Top Holiday Shopping Tips For 2020 1

Even though we're still in mid-November, I think we can all agree on fast-forwarding to the holiday season this year. Of course, 2020's festivities are bound to look a bit different in many ways. Nevertheless, shopping will surely still play a big role in the next several weeks. With that...

U.S. Credit Card Balances Reach Lowest Total Since 2017

If the credit card balances you carry have decreased in recent months, you're not alone! According to data from TransUnion, credit card balances fell to a total of $723 billion during the third quarter of the year. That's not only down $15 billion from the prior quarter but is also...

For Several Reasons, Americans Say They Plan to Spend Less This Holiday Season

With the holiday shopping season now just a few weeks away, it seems that many shoppers won't be stuffing stockings as full or putting as many presents under the tree this year compared to previous winters. According to a survey conducted by Debt.com, 62% of Americans expect that they will...

Top 10 Personal Finance Articles of the Month — October 2020 3

It’s time again for one of my favorite features here on Dyer News: a look at the top 10 personal finance articles of the month. First up is something we could also use right now: early retirement. Then we'll answer a pair of financial questions. Finally, we'll round things out...

IRS Announces 2021 Tax Brackets, Saver's Credit Eligibility Limits

At long last, the end of 2020 is now in sight. Ahead of 2021's arrival, this week the Internal Revenue Service revealed a number of changes that will impact the 2021 tax year. This includes making inflation adjustment to key parts of the tax code including marginal tax rate brackets,...

Average FICO Score Climbed to New Record High in July

Believe it or not, credit scores are now at the highest level they've ever been. This week, FICO revealed that the average credit score in the United States reached 711 as of July. The new average is five points higher than what was seen one year ago and three points...

Grocery Store Spending Rises During Pandemic

When COVID-19 lockdowns began in March of this year, many Americans understandably stocked up on groceries as uncertainty grew. Yet, with current crisis now in its sixth month, it seems that many shoppers are still spending more at the supermarket. According to a survey by LendingTree, adults are seeing their...

New Chase First Banking Account Teaches Kids About Personal Finance

With financial education mostly lacking in public school systems, it's often up to parents to instill good money habits in their children. Of course, complicating that goal is the fact that most of today's transactions occur digitally, making it difficult for kids and teens to fully grasp some financial concepts....