Personal Finance: What You Need To Know Today

Category: Personal Finance

Personal finance and money management can be very confusing. Most people know that optimizing their finances is important but few feel confident that they have the knowledge to do so.

At Fioney we stay on top of the latest economic trends, financial products, and money management strategies in order to provide the knowledge to help you use the money you have today to live the life you want.

Learn to make your money work for you. Whether it’s getting debt free or buying a home we have you covered.

Public app and laptop screenshots

Public App Adds Corporate and Treasury Bonds Feature

The FinTech trading app Public has announced new investment options for its members. About the features: Public is now rolling out the ability for customers to invest fractionally in corporate and Treasury bonds. This capability will be introduced on both the mobile and desktop interfaces for the service. According to Public, the addition comes as demand for fixed-income products increases. In addition to these bond types, the app will also...
holding a remote in front of a TV

Cutting the Cord Again: 5 Free Streaming Services to Try

Remember when the hot trend was "cutting the cord" and canceling cable? At the time, this strategy allowed consumers to save a lot of money. Alas, as more streaming services have hit the market, many viewers may once again be spending more than they'd like on entertainment. But there's good news as there are now several free services where you watch movies, TV shows, and more without spending a dime....

Debt Collection FinTech January Raises $12 Million

A FinTech focused on changing debt collection practices has closed a new round of funding. About the round: January has announced that it's raised $12 million. The Series B was led by IA Ventures with participation from returning investors Brewer Lane Ventures, Third Prime, and Reciprocal Ventures alongside new investors such as Upper90 and Shrug Capital. This latest funding will help facilitate new product development as well as allow it...
An Alaska Airlines plane and a Hawaiian Airlines plane

Alaska Airlines and Hawaiian Airlines Announce Planned Merger

In a surprising announcement, Alaska Airlines and Hawaiian Airlines have unveiled plans to merge. About the merger plans: According to a joint press release, Alaska Airlines intends to purchase Hawaiian Airlines for approximately $1.9 billion ($18 per share plus $900,000 in net debt). While the two airlines would integrate into a single operating platform under the deal, the two brands — which happen to represent the 49th and 50th states...
iPhone using Apple Pay

Apple Reportedly Ending Partnership with Goldman Sachs

It looks as though Apple and Goldman Sachs will be moving forward with a break-up of their partnership. What's happening: According to a new report from The Wall Street Journal, Apple has now proposed that it and Goldman Sachs end their contract within the next 12 to 15 months. This development comes after months of reports that Goldman had been looking to exit the agreement. The partnership was slated to...
mortgage contract and keys

Lessons From a First-Time Home Buyer: The Story of How We Bought a House

In 2015, my wife and I moved to Springfield, Missouri. At the time, while we originally elected to rent an apartment, we figured we'd eventually be able to buy a house here thanks to the lower cost of living and easy-going housing market. Despite this, although we'd revisited the idea from time to time, it seemed that something was always standing in our way. Most recently, this included interest rates...
Instacart+ and Peacock logos

Instacart+ to Include Peacock Premium Streaming Subscription

The popular grocery delivery service Instacart is adding a streaming benefit to its premium memberships thanks to a new partnership. About the partnership and offer: Now, an Instacart+ membership will include a subscription to Peacock Premium. This new benefit comes at no additional cost as Instacart+ will retain its current $99 per year or $9.99 per month pricing. Peacock Premium is the ad-supported tier of NBCUniversal's streaming service, allowing customers...
SoFi Invest app

SoFi Active Investing Review (2023)

Has there ever been a better time to be a newbie investor? It wasn’t long ago that trading stocks and purchasing ETFs required “a guy” who you could give orders to and they’d make it happen. Oh, but they would charge you a significant commission for the service. Cut to 2023 and things are much different. Not only has stock market trading moved online, allowing investors to make trades for...
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A Guide to Building Credit and Increasing Your Credit Scores

When it comes to credit, there’s some good news. The average credit score in the United States has been steadily rising in recent years, coming in at 715 in 2023. That may be because, today, consumers not only have more ways to access their credit reports and scores than ever before but also because there are an increasing number of options that Americans have for building credit in the first...

2024 SoFi Checking and Savings Review

Ever since I started taking an interest in the FinTech sector, one company whose name I’ve seen pop up over and over again is SoFi. Lately it seems as though that theme has been sent into overdrive as the company has not only become a household name thanks to its stadium naming rights deal but also because of the company’s continued product expansions. The most interesting development in my mind...
Brim logo

Brim Financial Raises $85 Million as It Eyes Global Expansion

Toronto-based FinTech infrastructure startup Brim Financial has announced a new funding round. About the round: Brim has revealed an $85 million round. The Series C was led by EDC Investments while new investor Vistara Growth and returning investors White Owl Group, Epic Ventures, and Zions Bank also participated. To date, the company has now raised $110 million including a Series B in 2021. According to Brim, the latest funding will...
Chase Freedom Flex card

Chase Reveals Q2 2024 Freedom 5%(+) Bonus Categories

Chase has announced its bonus category picks for the second quarter of 2024 — including some interesting twists. About the categories: As April approaches, Chase has revealed what categories Freedom and Freedom Flex cardholders can earn bonuses on. From April 1st through June 30th, customers can earn 5% (or more) in three categories: Amazon.com, Hotels, and Restaurants. Similar to how Chase embraced a "New Year, New Me" theme last quarter,...

FedEx Announces Winners of 11th Annual 2023 Small Business Grant Contest

Nearly three months after the entry period ended, FedEx has announced the winners of its 11th annual Small Business Grant Content. This year's event saw more than $300,000 in funds going to a variety of small businesses across the nation. Last month, the company revealed 100 finalists, with that list now being narrowed down to just 10 winners. This year's grand prize winners included KindVR, The Cupcake Collection, Up In...