Personal Finance: What You Need To Know Today

Category: Personal Finance

Personal finance and money management can be very confusing. Most people know that optimizing their finances is important but few feel confident that they have the knowledge to do so.

At Fioney we stay on top of the latest economic trends, financial products, and money management strategies in order to provide the knowledge to help you use the money you have today to live the life you want.

Learn to make your money work for you. Whether it’s getting debt free or buying a home we have you covered.

a couple talking to a realtor

Resuming My (Potential) Home Buying Quest - 7 Years Later

Seven years ago, I wrote an article highlighting the steps we were taking as we began looking at potentially buying a home. Well, since then, we have had a few more rounds of regularly sending each other Zillow listings but haven't taken any further steps. Incidentally, just a few weeks ago, I wrote another post where I lamented that, perhaps, we had waited too long and missed our chance to...
holding a magnifying glass to a rental contract

A Practical Renters Guide From a Lifelong Renter

For those of us who can’t afford to buy a home, just don’t want to buy a home, or who enjoy the freedom to move around as we please, renting can be a great option. According to Census Bureau data, 35% of U.S. households rent — including 61.5% of those living in apartments and 26.7% of those in houses.  This means that, for a huge portion of Americans, renting is...
Varo logo

Varo Bank Introduces "Varo to Anyone" Payment Feature

FinTech-turned-bank Varo has unveiled a new feature that gives customers another option for sending money to friends and family. About the feature: Varo Bank has announced the launch of its new Varo to Anyone feature. As the name implies, this addition will allow users to send money to anyone who has a debit card. This feature replaces Varo to Varo, which was limited to those who already had an account...
Equifax, Experion, and TransUnion logos

Credit Bureaus Make Free Weekly Credit Reports Permanent

The three major credit bureaus in the United States have announced that consumers will be able to access their credit reports for free going forward. What's happening: This week, Equifax, Experian, and TransUnion confirmed that the pandemic-era feature that allows consumers to obtain their credit reports up to one time per week will now be permanent. Originally rolled out in 2020, this capability has since been extended multiple times and...
Authentic Founders

Insurtech Platform Authentic Raises $5.5 Million Seed Round

A startup that's bringing the practice of "captive insurance" to smaller businesses has raised a new round of funding. About the round: This week, Authentic announced that it had raised $5.5 million. The seed round was led by Slow Ventures along with participation from Altai Ventures, MGV, Upper90, Clocktower, Commerce Ventures, Mischief Ventures, Core Innovation Capital, and others. About Authentic: Authentic is a startup that provides vertical software-as-a-service (SaaS) companies with...
The Year of Less sitting on a coffee table

"The Year of Less" by Cait Flanders Book Review

I'm sure I'm the first person ever to mention that Twitter (or X) is both a blessing and a curse. For as much as I despise the discourse that comes from the platform, I've also met amazing friends from it as well. Furthermore, even though I'm not spending nearly as much time on the site as I once may have, I do occasionally see some nuggets pop up in my...
nbkc and Spiral logos

Spiral Announces Partnership with nkbc to Enable Easy Giving

The FinTech Spiral has announced its latest banking partnership. About the partnership: This week, Spiral revealed a new partnership with Kansas City-based bank nbkc. Under this agreement, the FinTech will brings its Giving Center to nbkc customers. In turn, users will be able to give to their favorite charities and non-profit organization in a variety of ways. In addition to creating a portfolio of their supported charities, customers will also...
Bilt Awayz hotel search screenshot

Bilt Partners with Odynn for Live Hotel Award Booking Search

Bilt has unveiled a new feature that will help customers book hotel rooms using points. About the partnership and feature: This week, Bilt Rewards announced a partnership with Odynn that brings their Awayz platform to the Bilt app. With this integration, Bilt members can search and view real-time hotel award booking options. Currently, Bilt offers transfers to two hotel loyalty programs: IHG and Hyatt. In turn, the new Awayz-powered search...
The "Email" field is empty, you must enter some text to proceed.The text you entered in the "Email" field appears to be invalid, please edit it and try again
Get the Latest News Delivered to Your Inbox

A Guide to Building Credit and Increasing Your Credit Scores

When it comes to credit, there’s some good news. The average credit score in the United States has been steadily rising in recent years, coming in at 715 in 2023. That may be because, today, consumers not only have more ways to access their credit reports and scores than ever before but also because there are an increasing number of options that Americans have for building credit in the first...

2024 SoFi Checking and Savings Review

Ever since I started taking an interest in the FinTech sector, one company whose name I’ve seen pop up over and over again is SoFi. Lately it seems as though that theme has been sent into overdrive as the company has not only become a household name thanks to its stadium naming rights deal but also because of the company’s continued product expansions. The most interesting development in my mind...
Chase Freedom Flex card

Chase Reveals Q2 2024 Freedom 5%(+) Bonus Categories

Chase has announced its bonus category picks for the second quarter of 2024 — including some interesting twists. About the categories: As April approaches, Chase has revealed what categories Freedom and Freedom Flex cardholders can earn bonuses on. From April 1st through June 30th, customers can earn 5% (or more) in three categories: Amazon.com, Hotels, and Restaurants. Similar to how Chase embraced a "New Year, New Me" theme last quarter,...

FedEx Announces Winners of 11th Annual 2023 Small Business Grant Contest

Nearly three months after the entry period ended, FedEx has announced the winners of its 11th annual Small Business Grant Content. This year's event saw more than $300,000 in funds going to a variety of small businesses across the nation. Last month, the company revealed 100 finalists, with that list now being narrowed down to just 10 winners. This year's grand prize winners included KindVR, The Cupcake Collection, Up In...
H-E-B and Central Market  credit cards

Imprint Launches Credit Cards from H-E-B and Central Market 

The FinTech Imprint is partnering with the popular Texas-based grocery chain H-E-B for a pair of new rewards credit cards. This week saw the launch of the H-E-B Visa Signature Credit Card as well as the Central Market Visa Signature Credit Card. With these two (nearly identical) options, customers will be able to earn rewards on groceries and beyond. First, both versions of the card earn up to 5% back on select...