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Personal Finance

14% of Americans Report Tapping Retirement Savings During Crisis

During a time when most Americans are adapting to a "new normal," they may also be making adjustments to their finances — including to funds they'd normally set aside for retirement. As part of the CARES Act, workers can now borrow a larger portion of their retirement savings (the lower...

What is a 401(k) Loan and is it a Good Idea? 2

For many employees, their 401(k) plan is their main means of saving for retirement and it may also represent the bulk of their net worth. Given this reality, it's no wonder that some individuals might look at their retirement savings and wish that they could utilize some of those funds...

Money at 30: 3 Ways to Avoid Unexpected Renewal Charges 3

We've all done it — you sign up for a subscription and forget about it. Then, probably 12 months later, you find an unfamiliar charge appear on your credit card. D'oh! While this may be common, there are ways to avoid it. With saving every dollar possible proving even more...

How Will Coronavirus Impact Students' Finances?

While nearly all Americans have been affected by the COVID-19 pandemic is some way, U.S. college students have been uniquely impacted. Not only have school closures meant the cancelation of graduation ceremonies but many of those who had been living on-campus were forced to vacate their homes as the virus...

Money at 30: How Quarantine Has Impacted Our Spending (So Far) 3

It's now been about six weeks since I've left my home for anything other than 1) near-nightly walks, 2) a couple of drive-thru pick-ups, and 3) one trip to the store. Thankfully, my wife and I are both among those who have been able to do our jobs from home...

62% of Americans Say the Current Crisis Has Hurt Their Finances

It's no secret that the COVID-19 pandemic is taking a toll on the financial security of many Americans. Now a new survey by Quicken shows just how far-reaching and diverse those impacts have been. First, 62% of people have seen the current crisis either "severely" or "somewhat" negatively affected their...

Top 10 Personal Finance Articles of the Month — April 2020 4

It’s time again for one of my favorite features here on Dyer News: a look at the top 10 personal finance articles of the month. Given the lasting impacts of the COVID-19 situation, we'll start by looking at the realities of money in 2020. Then we'll explore a few paths...

Money at 30: How to Finance a New iPhone with Apple Card 3

Recently, Apple sounded the alarm and built up hype as it stealthily revealed the debut of a new iPhone. Well, a new-ish iPhone. Yes, those waiting for the latest and greatest will have to hold on for at least a few more months as this particular announcement brought a budget...