Personal Finance

Financial New Years Resolutions Proving Popular Yet Again

With the holiday shopping season drawing to a close, now is about the time when many Americans are paying extra attention to their bank balances, budgets, and debts. As luck would have it, this revelation comes as a new year is now on the horizon, leading to the annual tradition...

A Guide to Making 2020 Your Best Financial Year Yet 23

It’s probably something you tell yourself every January: “This will be the year I finally get my finances in order.” If that’s the case you’re certainly not alone. Each year millions of Americans say that their New Year’s Resolution is to “spend less and save more.” The problem with resolutions...

Money at 30: 3 Ways to Stretch Your Last-Minute Gift Budget

In case you hadn't noticed, Christmas Eve is a mere week away. If your have some shopping to do, not only is time running out but there's a chance your budgeted cash may be as well. Since taking on debt just to purchase gifts is never a good idea, you...

Apple Card Introduces Interest-Free Financing for iPhones

When Apple announced the Apple Card earlier this year, it was met with both excitement and skepticism — and has somehow delivered on both. Despite being described by Goldman Sachs CEO David Solomon as the "the most successful credit card launch ever," there have been some bumps along the way. While some...

Money at 30: My Personal Credit Card Strategy for 2020 3

Often times when I tell people I blog about personal finance, they assume I'm some Dave Ramsey type who mostly just advises people on how to become debt-free. Yet, given my personal experiences, these days I find myself writing way more about credit rewards than credit card debt. Moreover the...

WalletHub Ranks Cities with Least Sustainable Credit Card Debt 2

With U.S. credit card debt totaling more than $1 trillion and the 2019 holiday shopping season likely to move that number even higher, it's a sad reality that many Americans will spend months or years paying off their debts. However consumers in some cities may have it even worse than...

Apple Card Accounts Begin Appearing on Credit Reports

When Apple initially announced that it would be launching a credit card, it stated that the product would be unlike anything seen before. Indeed the Apple Card does have a number of unique features, from it's easy mobile-only application to its implementation of "Daily Cash." However some aspects of what...

Personal Loans Still Fastest-Growing Debt Type in U.S. 2

Looking for a personal loan this holiday season? You're certainly not alone. According to a recent Experian report, personal loans continue to be the fastest-growing type of debt, totaling $305 billion in the second quarter of this year. That marks a 12% year over year increase and a 47% rise from...