Personal Finance

Money at 30: So You're Thinking of Starting a Podcast 3

Who, at some point in their life, hasn't dreamed of what it would be like to have their own radio show? While such aspirations seemed next to impossible years ago, the world of podcasting has blown the doors wide open. In many ways, the opportunities that podcasting provide can be far...

Fair Isaacs Corp. to Roll Out UltraFICO Score Next Year

The way that credit scores are calculated in the U.S. could be in for a major change. According to the Wall Street Journal, the Fair Isaacs Corp. plans to expand the scope of FICO scores beyond payment history, looking at how consumers manage their money in various banking accounts. While this...

Money at 30: These Hotel Fees are Making Your Stay More Expensive 5

Last week I wrote about some of the new and different ways airlines are collecting fees, rendering many base fare comparisons moot. Well, as it turns out, a similar phenomenon has also been affecting a different part of the travel sector for years. I speak, of course, of the hotel...

Top 10 Personal Finance Articles of the Month — September 2018 5

It’s time again for my favorite feature here on Dyer News: a look at my top 10 personal finance articles of the month. With the autumn leaves starting to change colors, life and work changes were a popular topic this month. Similarly many bloggers shared tips for obtaining side hustles...

Money at 30: The Increasingly Confusing World of Airline Pricing 3

Once upon a time it seemed that, no matter which airline you flew or how you made your reservation, you could expect about the same level of amenities and service (save the bonuses that come with business class, first class, etc.). However this is quickly changing as the airline industry...

Average FICO Score Reaches New High 3

Great news for all Americans: the average credit score is up once again. According to the Fair Isaacs Corporation (better known as FICO), the average as of April 2018 is a 704. While this may only be a slight step up from the milestone 700 reached last year, this does...

Money at 30: What I Just Learned About Postdated Checks 2

Remember last week when I shared how I was preparing for my extended trip, including dropping off my rent check before departing? Well, when I wrote said check, I dated it for the first of next month (as I assume most people would). This is a practice often referred to...

Law Making Credit Freezes Free Now in Effect 4

Starting today — Friday, September 21st — U.S. consumers can elect to "freeze" their credit reports without paying a fee. This comes just over a year after Equifax announced that personal data from 148 million customers had been compromised following a security breach at the credit bureau. In the aftermath...