Personal Finance

Survey Highlights the Growing Popularity of "Buy Now, Pay Later" Services

When many Americans go to make a large purchase, they typically have a few options. Aside from paying in cash, there's also traditionally been the option to put a purchase on a credit card — which results in paying interest if the charge isn't paid off quickly. Meanwhile, although some...

2021 Debt.com Survey Highlights Pandemic-Era Consumer Credit Card Spending Habits

As the United States continues to work towards a post-pandemic economy, Debt.com has released a new survey looking at how the event has impacted the way consumers utilize their credit cards. First, 90% of those surveyed used credit cards compared to only 10% who didn't. Of those who do, 42%...

Top 10 Personal Finance Articles of the Month — March 2021 3

It’s time again for one of my favorite features here on Dyer News: a look at the top 10 personal finance articles of the month. This month, we'll start with a look at some different and interesting money perspectives. After that, we'll focus on cutting spending. Then, we'll close things...

IRS Reportedly Planning to Postpone Tax Filing Deadline

Last year, as COVID-19 infections began to rise in the United States just as tax season was in full swing, the Internal Revenue Service (IRS) announced that it would be delaying the tax filing deadline. In that case, the agency ultimately moved the filing and payment date to July 15th,...

Tips and Tools for Building a Better Emergency Fund 6

Life can be unexpected. As a result it’s important to prepare yourself — and your finances — for the worst case scenario. In the latter case, one of the best ways to ensure that an unforeseen expense, job loss, or other setback doesn’t become exacerbated is to have an emergency...

American Credit Card Consumers Paid Down a Record $82.9 Billion in 2020

For only the second time in 35 years, Americans ended last year with less credit card debt than they started it with. Although U.S. consumers added $36.7 billion to their credit card debt during the fourth quarter of 2020 — snapping a three-quarter payoff streak — that wasn't enough to...

Credit Bureaus Extend Weekly Free Credit Reports Offer for Another Year 3

Last April, as the COVID-19 pandemic led to shutdowns in many parts of the country, the three major credit bureaus in the United States announced that they'd begin allowing consumers to download their credit reports on a weekly basis at no cost. Now, that program is being extended for another...

Survey Details What Banking Features Matter Most to Customers

Throughout 2020, the personal finance site MyBankTracker conducted a survey with nearly 2,000 Americans participating. Now, the latest results show that what consumers found important from savings accounts evolved in some notable ways during the year. For example, more respondents put an emphasis on customer service this past year, with...