Personal Finance

Chase Introduces New Checkless Accounts with Lower Fees

It may be surprising to some but, according to a 2017 Federal Deposit Insurance Corporation (FDIC) report, 6.5% of households in the United States don’t have a traditional bank account. There are many reasons why Americans are unbanked but, anecdotally, rising fees are among the biggest reasons for what's keeping...

Last Minute Tax Reminders for 2019 2

A lot of things can go wrong when preparing your return and so waiting until mid-April is really just asking for trouble. This is especially true if, like me, you plan on trying out some of the free tax filing options and/or are new to this whole process.

How You Can Get Your Free Annual Credit Report and Monitor Your Credit 3

There was once a time when getting your credit report likely meant visiting a “free” site… and enrolling in a some paid program before you’d actually get to see your report. Thankfully those days are gone and you can now obtain a copy of your official credit reports directly from...

One-Third of Millennials Didn’t Understand Student Loans Before Borrowing

As we work our way into the 2020 election cycle, student debt is once again a major topic on the campaign trail. While different candidates offer their own solutions for what should be done to ease the burden on students and ideas such as free college are even thrown around,...

Owe Money to the IRS? Options for Repayment and Tax Debt Relief 3

With April 15th now just around the corner, many Americans are either starting to file their returns or dreading the experience. Beyond the confusion and stress that can often accompany tax time, another reason for the despair is the possibility that you may end up owing the IRS money that...

How to Build Healthy Financial Habits in Your 20s 2

Your 20s are a pivotal time for developing healthy financial habits. It’s typically the first time you are living without parental support, and you face the reality that financial choices have a serious impact on your future. By developing good practices now, you get a good start on securing your...

How to Budget for Purchasing Your First Home 2

So, you’ve finally made the decision. It’s time to stop throwing away money at rent every month and purchase your first home. But how do you get from paying a landlord to being an independent homeowner? If you’re like most first-time homeowners, you’re overwhelmed and stressed at the idea of...

FTC Reports Funds Lost to Fraud Rose in 2018

Do you know how to spot a scam? While certain forms of fraud such as the famous inhertance advance fee scheme e-mails may not fool many these days, it seems that thieves are still finding ways to take advantage of unsuspecting adults. In fact the Federal Trade Commission (FTC) found...