Personal Finance

For Several Reasons, Americans Say They Plan to Spend Less This Holiday Season

With the holiday shopping season now just a few weeks away, it seems that many shoppers won't be stuffing stockings as full or putting as many presents under the tree this year compared to previous winters. According to a survey conducted by Debt.com, 62% of Americans expect that they will...

Top 10 Personal Finance Articles of the Month — October 2020 3

It’s time again for one of my favorite features here on Dyer News: a look at the top 10 personal finance articles of the month. First up is something we could also use right now: early retirement. Then we'll answer a pair of financial questions. Finally, we'll round things out...

IRS Announces 2021 Tax Brackets, Saver's Credit Eligibility Limits

At long last, the end of 2020 is now in sight. Ahead of 2021's arrival, this week the Internal Revenue Service revealed a number of changes that will impact the 2021 tax year. This includes making inflation adjustment to key parts of the tax code including marginal tax rate brackets,...

Average FICO Score Climbed to New Record High in July

Believe it or not, credit scores are now at the highest level they've ever been. This week, FICO revealed that the average credit score in the United States reached 711 as of July. The new average is five points higher than what was seen one year ago and three points...

Grocery Store Spending Rises During Pandemic

When COVID-19 lockdowns began in March of this year, many Americans understandably stocked up on groceries as uncertainty grew. Yet, with current crisis now in its sixth month, it seems that many shoppers are still spending more at the supermarket. According to a survey by LendingTree, adults are seeing their...

New Chase First Banking Account Teaches Kids About Personal Finance

With financial education mostly lacking in public school systems, it's often up to parents to instill good money habits in their children. Of course, complicating that goal is the fact that most of today's transactions occur digitally, making it difficult for kids and teens to fully grasp some financial concepts....

Majority of Voters Say 2020 Election Will Directly Impact Their Financial Future

Believe it or not, Election Day 2020 is now less than a month away. More accurately, ballots are already being cast in several states, either in person or by mail. As we've seen, these final days can hold many surprises, but one thing is certain: finance will be a top...

Top 10 Personal Finance Articles of the Month — September 2020 5

It’s time again for one of my favorite features here on Dyer News: a look at the top 10 personal finance articles of the month. This month, we'll start by looking at the topic of investing. Then, we'll fast forward to retirement as well as explore financial freedom in general....