Category: Personal Finance

Downsizing Your Life: How to Do It and Why You Might Want To

As someone who’s taken an interest in the concept of downsizing and simplifying life over the past few years, I really do believe the benefits vastly outweigh the sacrifices. Although my wife and I may not make a ton of money, our downsized living allows us to meet all of our financial obligations, prepare for our futures, live debt free, and still enjoy passions of ours such as traveling.

Money at 30: 5 Questions to Ask Yourself Before Making a Large Purchase

Making large purchases can certainly be exciting but, at times, it can also be quite scary. From pondering if you can afford something to questioning the difference between "want" and "need" to wondering if you're really getting a good deal, there's a lot to think about.

35% of Adult Workers Don't Have 401(k) Access

Given the many benefits 401(k)s offer, it's concerning that a good portion of adults don't currently have one and aren't eligible for one. A recent Pew study has found that 35% of private sector workers over the age of 22 aren't currently offered an employer-sponsored 401(k) plan.

Top 10 Personal Finance Articles of the Month — February 2018

As usual, this month’s list includes a couple Dyer News Top 10 mainstays as well as a few first-timers. Without further ado, below is my list of the top 10 personal finance articles published in February of 2018, along with their title, author, and the site they originally appeared on.

Most Americans Still Don't Check Their Credit Report (But They Should)

It's now been nearly six months since the massive Equifax hack that affected an estimated 143 million people and exposed their credit data. As a result of this breach, experts warned consumers against the increased potential for identity fraud and the ability for hackers to open unauthorized credit accounts in their name. Some even advised that customers freeze their credit reports in order to help prevent such acts. However, despite that...

Money at 30: Why Millennials Should Stop Shunning Credit Cards

I understand firsthand that, as a 20-something, credit cards can seem like a really bad idea. And, to be sure, racking up credit card debt can be both expensive and detrimental to your credit scores. That said, forgoing credit cards entirely is a mistake that Millennials like myself should work to avoid.

Everything You Need to Know About Upgrading Your Home to Sell

The process of selling your home can often include just as many if not more considerations than buying. Among those decisions is determining what you can do to ensure you get the best price for your property.

Amazon Credit Cards Add Rewards for Whole Foods Purchases

Amazon Prime Rewards Visa customers will receive 5% on their Whole Food purchases. Additionally those with the Amazon Rewards Visa Signature Card who aren't Prime members will get 3% back. This is equal to the cash back levels these cards currently offer on regular Amazon purchases.