Personal Finance: What You Need To Know Today

Category: Personal Finance

Personal finance and money management can be very confusing. Most people know that optimizing their finances is important but few feel confident that they have the knowledge to do so.

At Fioney we stay on top of the latest economic trends, financial products, and money management strategies in order to provide the knowledge to help you use the money you have today to live the life you want.

Learn to make your money work for you. Whether it’s getting debt free or buying a home we have you covered.

Atomic Habits book cover

Money at 30: "Atomic Habits" Audiobook Review

Oftentimes, when I'm looking for a new book to review, I'll turn to the Amazon/Audible best sellers list to look for finance-related titles. Each time I've done this, near the top of the Business & Money is a book called Atomic Habits by James Clear. While I'd resisted this book previously since it didn't seem to really be that much about personal finance, with the new year upon us, I...
FinTech

FinTech Observers Offer Predictions for 2023

While we wait for the final results of what 2022 brought to the world of FinTech, some experts are offering their predictions for what to expect in 2023. Recently, Axios asked a number of observers for their thoughts on the year ahead. First, Kapor Capital managing partner Brian Dixon had a prediction about the future of the "buy now, pay later" (BNPL) concept, which remained popular in 2022. Dixon suggests...
Save ESG users

Save Announces ESG-Focused Portfolio

With many consumers growing more environmentally conscious, a number of companies have made efforts to change the way they do business in a bid to become more eco-friendly. Furthermore, in the world of FinTech, several startups have also supported environmental efforts by promoting certain habitual changes and helping consumers divest from companies that don't support their values. Now, another company is joining this trend with its latest offering. This week,...
chart of holiday debt

2022 Holiday Debt Reaches Record High in LendingTree Survey

With the holiday shopping season now in the rearview and the New Year just ahead, an annual survey from LendingTree is assessing the damage done to consumers' debt load over the course of the season. First, although the survey found that slightly fewer Americans took on holiday debt this year compared to last (35% of respondents versus 36% in 2021), the average debt taken on rose. In fact, the $1,549...
Money at 30 top 10 2022

Money at 30: 10 of My Favorite Money at 30 Articles from 2022

Amazingly, 2022 is already coming to an end. What's more, its final few days are in a weird sandwich where there are five "work days" between two holiday weekends. This weird setup inspired me to, yes, take things easy this week — but also to highlight some of my favorite columns that I've written this year. To compile my top 10, I decided to feature five of my reviews as...
BitNile logo

BitNile to Launch Marketplace Site in March 2023

A busy and diversified company known as a crypto mining firm (among many other things) has announced a date for its next expansion. This week, BitNile announced an official launch date for BitNile.com. According to a press release, the site will go live on March 1st, 2023. When it does, it promises to be the "premiere destination for exclusive goods and VIP experiences" — all of which accept Bitcoin. Ahead...
Money View logo

FinTech Money View Nears Unicorn Status with $75 Million Round

An India-based FinTech is closing out the year by announcing its second significant funding round of 2022. As TechCrunch reports, Money View has raised a $75 million round. The Series E was led by Apis Partners with existing investors Tiger Global, Winter Capital, and Evolence also participating. However, Money View notes that the round is not yet closed and it expects to add to this latest total. This follows a...
America's Financial Setback: will 2023 be better?

Majority of Americans Found 2022 to Be Economically Difficult 

With 2022 coming to a close, many are now looking ahead to the new year. Unfortunately, it seems that some consumers have had a rough financial year that's left them pessimistic about what's ahead. According to Slickdeals' survey of more than 2,000 Americans, 58% of respondents described 2022 as being "economically difficult." This was a major change from 2021 when only 15% of those surveyed said the same. In fact,...
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A Guide to Building Credit and Increasing Your Credit Scores

When it comes to credit, there’s some good news. The average credit score in the United States has been steadily rising in recent years, coming in at 715 in 2023. That may be because, today, consumers not only have more ways to access their credit reports and scores than ever before but also because there are an increasing number of options that Americans have for building credit in the first...

2024 SoFi Checking and Savings Review

Ever since I started taking an interest in the FinTech sector, one company whose name I’ve seen pop up over and over again is SoFi. Lately it seems as though that theme has been sent into overdrive as the company has not only become a household name thanks to its stadium naming rights deal but also because of the company’s continued product expansions. The most interesting development in my mind...
Brim logo

Brim Financial Raises $85 Million as It Eyes Global Expansion

Toronto-based FinTech infrastructure startup Brim Financial has announced a new funding round. About the round: Brim has revealed an $85 million round. The Series C was led by EDC Investments while new investor Vistara Growth and returning investors White Owl Group, Epic Ventures, and Zions Bank also participated. To date, the company has now raised $110 million including a Series B in 2021. According to Brim, the latest funding will...
Chase Freedom Flex card

Chase Reveals Q2 2024 Freedom 5%(+) Bonus Categories

Chase has announced its bonus category picks for the second quarter of 2024 — including some interesting twists. About the categories: As April approaches, Chase has revealed what categories Freedom and Freedom Flex cardholders can earn bonuses on. From April 1st through June 30th, customers can earn 5% (or more) in three categories: Amazon.com, Hotels, and Restaurants. Similar to how Chase embraced a "New Year, New Me" theme last quarter,...

FedEx Announces Winners of 11th Annual 2023 Small Business Grant Contest

Nearly three months after the entry period ended, FedEx has announced the winners of its 11th annual Small Business Grant Content. This year's event saw more than $300,000 in funds going to a variety of small businesses across the nation. Last month, the company revealed 100 finalists, with that list now being narrowed down to just 10 winners. This year's grand prize winners included KindVR, The Cupcake Collection, Up In...