Category: Personal Finance

Money at 30: 3 Money-Saving Sites that Will Make You Feel Like an Insider

Is there any better feeling than scoring a deal? Conversely, finding out that you overspent on a purchase can leave you feeling angry, sorrowful, and just overall unhappy. Luckily there are now more tools than ever to help you save money when shopping online. More specifically, these useful sites can often make you feel like a true insider, scooping the world with your awesome deal. If you want to feel...

Money at 30: 4 Restaurant Reward Programs I Actually Make Use Of

Remember the days when you'd walk into your local sub shop and, upon checkout, they'd offer you a punch card to keep track of your purchases and earn rewards? Well, those days are gone... sort of. While the concept still exists at many businesses, they've mostly been digitized. Still, the results are largely the same: you make a purchase or two and proceed to forget about your account and never...

Credit Scores Rise Dramatically After Filing Bankruptcy

Editor’s note: This is a guest post from Steve Rhode that we think is of interest to Dyer News readers. The Federal Reserve Bank of Philadelphia did some research into the recovery of credit and credit scores following filing Chater 7 or Chapter 13 bankruptcy. As with most empirical research into bankruptcy, the truth of filing is so much different than the actual process. A favorite myth about bankruptcy is...

Money at 30: Two Years Later

I don't know how this is possible but it's now been two years since I started this weekly column here on Dyer News. In that time a lot has changed for me personally, professionally, and financially... while also staying about the same. I'm still married, we continue to live in our adopted hometown of Springfield, Missouri, and we still continue to learn as much about personal finance as possible. That...

Money at 30: Beware the 401(k) "Force Out"

One of the benefits of writing about personal finance is that, when I find myself in frustrating financial situations, I at least enjoy the silver lining of getting an article out of it. This is what I had to remind myself of yesterday as I spent a nice chunk of my morning on the phone with Wells Fargo. Why? Well, just as I'm constantly learning about new aspects of personal finance,...

Top 10 Personal Finance Articles of the Month — July 2018

It’s time again for my favorite feature here on Dyer News: a look at my top 10 personal finance articles of the month.  July saw a diverse slate of topics on the docket, from some basic tips for growing your savings and spending less, to more specific advice on investing and preparing for retirement. Additionally money mistakes, financial secrets, and even escrow accounts were also covered by authors this month....

Money at 30: 3 Homeowner Costs that Add to Your Monthly Bill

It's happening again: suddenly my wife and I are finding ourselves spending time searching Zillow and looking at the pretty homes available in our area. Plus, unlike the last time we played this game, the amount of money we have available for a possible down payment is reaching a respectable (but not yet complete) level. But, at the same time, we're very aware that there are plenty of other monthly expenses...

10 Lesser Known Benefits of Credit Cards

Editor’s note: This is a guest post from Allen Thompson that we think is of interest to Dyer News readers. The average indebted American household owes over $15,000 which means if you’re one of the few who is not saddled with a mortgage, student loans, or credit card debt, consider yourself lucky. For those of you who are in debt, you’ve got your work cut out for you. There are...