Category: Personal Finance

Building Credit By Including Your Rent Payment History

Every month, millions of Americans pay their rent in full and on time — and shouldn’t that count for something? Instead, with while credit reports and scores often factor in payments made on loans, credit cards, etc., rent payments are typically excluded. However, that is starting to change. This is actually an issue that now Vice President and then-presidential candidate Kamala Harris brought to light during her 2020 campaign. Citing...

Top 10 Personal Finance Articles of the Month — May 2022 

It’s time again for one of my favorite features here on Dyer News: a look at the top 10 personal finance articles of the month. First up, with the stock market seeing slumps as of late, we'll look at some articles that feature long-term investment plays. Next up is a pair of articles about spending money (as well as saving some). Then, we'll talk money "rules" to ignore, the proper...

Money at 30: "Part-Time for a Reason"

A couple of weeks ago, I had a chance to catch up with an old friend of mine I knew from my days in Los Angeles. Among the many topics we covered as we sat at an outdoor shopping center for the better part of three hours was her work. Detailing some of the struggles and frustrations she has with her employer in recent months, she said something that caught...

WalletHub Names Best Hotel Rewards Program for 2022

With Memorial Day weekend upon us, the summer travel season is now getting underway. Unfortunately, thanks to record-high gas prices, those hitting the road for the holiday weekend might find themselves spending more than usual. However, when it comes to hotel stays, loyalty programs may help travelers save this summer and beyond. On that note, the personal finance site WalletHub recently published its list of the top hotel rewards programs...

Money at 30: Lessons Learned from My International Dog Sitting Adventure

A few months back, I wrote a post sharing that my wife and I were considering adopting a dog while also recounting some of costs we were totaling up as we furthered our research. Well, thanks to some unexpected travels, our plans to get a pup of our own have been delayed. But, in the meantime, we're getting a small trial run this week as we pet sit for a...

Survey: 38% of Investors Pulled Money From the Market Over Past Year

When it comes to the economy, the stock market, and other financial matters, there's certainly been no shortage of news lately. And while some of these stories may not directly impact everyday Americans, they can still lead to a reaction from investors and others keeping a closer eye on such matters. Recently, MagnifyMoney commissioned a survey of more than 1,000 U.S. consumers to ask how current affairs had influenced their...

A Round-Up of FinTech Banking Options for Teens and Kids

One of the important lessons we learn in our lives is how to manage our money. Yet, financial education is often lacking from the curriculum taught to students in school. Furthermore, while learning the basics from books and lessons can be helpful, it's the "real world" experience that can really drive these principles home. That's why, in recent years, a number of financial technology companies (or "FinTechs") have created platforms...

Tips and Tools for Rebuilding Your Credit

Everyone makes mistakes. Sometimes these mistakes can be forgiven but, in other cases, the repercussions of these missteps can be long-lasting. Sadly, when it comes to credit, sometimes small mess-ups can mean years of poor scores — but it doesn't have to last forever. If you've made some credit mistakes in your past and are looking to improve your scores ahead of buying a home, vehicle, etc., there are a...