Personal Finance

Capital One Reveals Massive Data Breach

If you're a Capital One customer or have applied for one of the products in the past, you may be a victim in the latest major hack. This week, this bank announced a data breach exposed personal data for 100 million Americans as well as six million Canadians. The breach,...

5 Tips for Defeating Your Debt ASAP 4

Did you know that Americans collectively hold more than a trillion dollars of credit card debt? As a result, it is expected that cardholders will pay upwards of $122 billion in credit card interest this year. Meanwhile millions of adults are ready to escape from these statistics and work towards...

Equifax Settlement Site Begins Accepting Claims

Earlier this week, the Federal Trade Commission (FTC) announced that Equifax had agreed to a settlement that would see the credit bureau paying out up to $700 million. This settlement is meant to compensate consumers and states that suffered damages due to the credit bureau's massive data breach that was...

Roboadvisor Betterment Introduces Banking Features

It looks like another FinTech firm is expanding into the world of traditional banking services. In a press release roboadvisor Betterment announced the launch of new savings and checking accounts. First up a waitlist for the Betterment Everyday Checking account is now open. These accounts will carry no overdraft fees...

Equifax Fined Up to $700 Million Due to Data Breach

Nearly two years after Equifax announced that a data breach had exposed the information of approximately 147 million customers, the credit bureau has reached a settlement deal. This morning the Federal Trade Commission (FTC) announced that Equifax had agreed to pay at least $575 million and as much as $700...

6 Costs to Consider Before Deciding to Get a Pet 3

Are you considering becoming a pet owner? There are many benefits to being a "pet parent," not the least of which is the strong bond you form with your animal. Unfortunately taking care of a pet can also come with some major costs you'll need to plan for ahead of...

Money at 30: Building Credit By Including Your Rent Payment History 3

As you may have heard, recently 2020 Presidential candidate Senator Kamala Harris has been talking about potential changes to the way credit scores are calculated. Citing statistics that show 26 million Americans are "credit invisible" while another 19 million have credit files too thin to score, Harris is proposing an...

WalletHub Study Ranks States with Most and Least Student Loan Debt

As the 2020 presidential election primary season heats up, one of the most talked-about campaign issues has been student debt. In fact several Democratic candidates have revealed plans to cancel the student debts of millions of Americans. Meanwhile a reported 10.9% of all student loan accounts were at least 90+...