Category: Personal Finance

Money at 30: How Quarantine Ended Up Impacting Our Spending (in Hindsight)

I don't want to jinx it, but I'm really starting to think we could be turning a corner on this whole pandemic thing. Personally, I've been fully vaccinated for a few weeks now while my wife has had her shots since January. Because of this, while life isn't "back to normal" by any means, it's definitely making progress. In turn, our COVID-era spending habits have also been evolving. Around this...

Credit Card Confidence Increased in April

It seems as though a greater number of Americans were prepared to pay off their credit cards last month than they have been at any other point so far this year. The latest update to LendingTree’s monthly index shows credit card confidence once gain on the rise. During the month, 71% of those surveyed stated that they would definitely be able to pay off their credit card balance in full....

Top 10 Personal Finance Articles of the Month — April 2021

It’s time again for one of my favorite features here on Dyer News: a look at the top 10 personal finance articles of the month. First, we'll take a look at some investing tips and perspectives. Then, we'll explore the topic of money failures and how to hopefully avoid them. Finally, we'll cover the "buy now, pay later" trend, why you shouldn't let other people spend your money, and more....

Money at 30: The 5 Best Purchases I've Made When Moving Into My New Place

Much to my surprise, it's now been over a month since my wife and I first moved into our new apartment. In case you missed it, after six years of living in the same place, we decided it was time for a little upgrade that also happens to be a bit of a downsize. While we're loving our new home, there have been a few things we felt the need...

Survey Highlights the Growing Popularity of "Buy Now, Pay Later" Services

When many Americans go to make a large purchase, they typically have a few options. Aside from paying in cash, there's also traditionally been the option to put a purchase on a credit card — which results in paying interest if the charge isn't paid off quickly. Meanwhile, although some retailers might offer deferred-interest monthly payments on select items, this may have only been available for purchases over a certain...

2021 Debt.com Survey Highlights Pandemic-Era Consumer Credit Card Spending Habits

As the United States continues to work towards a post-pandemic economy, Debt.com has released a new survey looking at how the event has impacted the way consumers utilize their credit cards. First, 90% of those surveyed used credit cards compared to only 10% who didn't. Of those who do, 42% expect that they'll continue to observe the cutbacks they've made to their credit card spending during the pandemic. However, one-third...

Top 10 Personal Finance Articles of the Month — March 2021

It’s time again for one of my favorite features here on Dyer News: a look at the top 10 personal finance articles of the month. This month, we'll start with a look at some different and interesting money perspectives. After that, we'll focus on cutting spending. Then, we'll close things out on the topics of being ahead on bills, moving, and more. As usual, this month’s list includes a couple...

IRS Reportedly Planning to Postpone Tax Filing Deadline

Last year, as COVID-19 infections began to rise in the United States just as tax season was in full swing, the Internal Revenue Service (IRS) announced that it would be delaying the tax filing deadline. In that case, the agency ultimately moved the filing and payment date to July 15th, 2020. Now, it looks as though the IRS might make a similar move for 2021, potentially pushing the filing date...