Category: Loans

Loans

2021 Self (formerly Self Lender) Review

by Kyle Burbank 3
Let’s face it: in today’s society, credit is important. Whether you want to buy a car, get a new mobile phone plan, own a home, or even rent an apartment, your lack of credit could prove problematic. Making matters worse, establishing credit can be a bit of a Catch 22 and some popular options for those looking to build credit, such as secured credit cards, might accidentally tempt cardholders into...
Loans

Money at 30: SuperMoney Review

by Kyle Burbank 3
When it comes to taking out a loan, buying an insurance policy, or even getting a new rewards credit card, we all know that it pays to do your research and shop around. That said, the process of obtaining multiple quotes and looking for details on every offer can be extremely time-consuming — not to mention the additional time you’ll need to put into researching what other people have to...
Loans

A Guide to Peer to Peer Lending Platforms for Borrowers and Investors

by Jonathan Dyer 5
Back in the late 90s and early 2000s, you may have heard the term “peer to peer” as it related to music sharing services like Napster. About a decade later the term gained new popularity in an entirely different field altogether: finance. More specifically, lending. Peer to peer (P2P) lending is a model that matches up borrowers in need of loans with investors willing to fund them. This system benefits...
Loans

Able Lending Puts a New Twist on Peer to Peer and Crowdfunding

by Jonathan Dyer
Over the past few years one of the up-and-coming FinTech models is what's known as peer to peer (P2P). This term has been used to describe platforms like Lending Club that allow investors to contribute to fulfilling loan requests in return for a share of the interest earned on the loan. Meanwhile in a similar but different space are crowdfunding sites like Kickstarter that seek to raise funds for various...
Loans

Lending Club Review

by Jonathan Dyer 9
While the average American has likely never heard of the term "FinTech" they may at least be familiar with some of the field's applications. Thanks to highly publicized campaigns on crowdfunding sites like Kickstarter and Indiegogo the idea of raising funds on the internet no longer seems that strange. Still some may have questions about lenders like Lending Club that use a similar concept to offer personal and small business...