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Credit Scores vs Credit Reports 13

Everyone knows that one of the keys of (or, at least, the goals of) personal finance is to have a good credit score and a positive credit report. However, a recent article on Wisebread points out that not all credit customers may fully understand the difference between the two. As...

One Major (But Simple) Money Saving Grocery Shopping Tip 1

Most people know that a good way to curb their spending is to limit the number of times they go out to eat. Cooking at home, while certainly more time-consuming, is often far cheaper than paying to have food prepared for you. However grocery shopping can also get expensive when...

Small Business Loans: 3 Big Things to Consider 1

Looking to get a loan for your small business? With multiple new lenders popping up it's important to remember that not all small business loans are created equal (or, if you're an Orwell fan, some are more equal than others). To help guide you in your research for the loan...

U.S. Consumer Sentiment Bullish Despite Weak Industrial Output

According to the University of Michigan’s consumer sentiment index, which “rose to 92.1 in early October from a reading of 87.2 in September”, the U.S. economy could benefit from a “4 percent annualized rate of consumer spending growth” if this bullish behavior endures throughout 2015. Considering the disappointing impacts of...

Are Bad Habits Hurting Your Finances?

One of the keystones of personal finance is discipline. This means having the ability to curb your spending and resist impulses that will waste your funds. However, we all have bad habits that can not only affect our health and well-being but also take a toll on our finances. Frugal...

Lending Club CEO Named to Bloomberg Most Influential List 1

Bloomberg has just released their list of the 50 Most Influential figures for the fifth year in a row and Lending Club CEO Renaud Laplanche was named #28. Other big names on the list include Janet Yellen (#1), Elon Musk (#25), Jeff Bezos (#15), and even President Barack Obama (#6). The...

The Pros and Cons of the Strong Dollar

If you’re an investor or just a regular watcher of business television you may have heard a lot about the current strength of U.S. currency, although not with the positive inflection one might expect. It almost seems strange to question whether a "strong dollar" could be a good or bad...