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Deciding When to Leave Your Day Job to Run a Small Business 1

Starting a small business takes a lot of time, planning, and capital to get off the ground. But perhaps the hardest part of launching a new venture is knowing when it's time to move from your steady paycheck into the unknown. For a number of would-be entrepreneurs the thought of...

Why You Should Consider Monthly Personal Finance Reviews 2

Back in the day, parents would teach their children how to balance their checkbooks and instructed them to do so on a monthly basis. While most of us now only use checkbooks for wedding showers, taxes, and rent, the habit of reviewing your spending once a month is still a good...

Lending Club Celebrates $13 Billion in Loans 1

There's no doubt that the growth Lending Club has seen since launching in 2007 has been impressive. Eight years after launch the FinTech leader has introduced new products, formed great partnerships, and now they celebrate facilitating over $13 billion (with a 'b') in loans. As they've come to do when...

Top Items You Shouldn't Pay Retail For 1

With the holidays drawing near, just about everyone's looking for a good deal. What's strange is that, while people will camp out on Black Friday in order to save some money on a television, many of us end up overpaying for a number of items throughout the year without even...

The Fed’s Loss-Absorbing Capacity Threatens Big Banks 1

In October 2015 the Fed governors unanimously voted to pursue a “loss-absorbing capacity” measure requiring the largest eight banks, including “JP Morgan, Chase, Citigroup and Bank of America,” to issue hundreds of billions in new equity and debt to insulate the economy from the crippling effects of future financial shocks....

Great Podcasts For Small Business Owners 6

For years now podcasts have slowly made their way into the mainstream. While the public at large may only be familiar with shows like Serial, the truth is that there is a huge selection of podcasts available covering nearly every subject imaginable. Like its ancestor (radio), podcasts are generally meant for...

The Role of Alternative Lenders in Small Business Loans

In the late 2000s alternative lenders like Lending Club and OnDeck emerged and began offering loans directly to borrowers online. Touted as “disruptors,” these lenders sought to challenge the current banking system that they deemed to be broken and grant more consumers and small businesses access to credit. On the...

How Equity Crowdfunding Could Change Start-Up 15

After years of waiting, it looks like the gates to equity crowdfunding (EC) will finally be opened thanks to a recent vote within the Securities and Exchange Commission. Although Title III of the Jump-Start Our Business Start-Ups (JOBS) Act was signed into law over three years ago, the SEC has taken...