Latest Posts

The Survival Rate for Small Businesses is on the Rise 3

Starting a new small business is always a risky proposition. Even for entrepreneurs who think they have a surefire hit idea can sometimes be dissuaded by the rate of failure, which was made even worse by the recession of 2008. However there is  reason to be hopeful as a new study...

Bank of America's Personal Finance Chatbot to Debut Next Year

Can artificial intelligence help advise people on their finances? Bank of America seems to think so. At the recent Money 20/20 conference in Las Vegas the institution introduced the world to Erica — a personal finance digital assistant.According to Harriet Taylor at CNBC Erica — a name derived from the last five letters...

Credit Card Minimum Payments Have Fallen (and That's a Bad Thing)

What's great about credit cards is what can also make them dangerous in the hands of some consumers: they allow you to make large purchases and pay them off little by little. While it's always best practice to pay off your full balance monthly, card companies only require that customers make...

Money at 30: Financial Lessons in "Adulting" I Learned from Television 1

When I was a young kid still living in New Jersey my elementary school offered an additional schooling year between Kindergarten and first grade they called Transitional Primary or "TP." To help determine who the school would recommend for TP all of the Kindergarten students were given an oral assessment. Even though...

Could Facebook Be a Recruiting Tool for Small Businesses? 2

There's no doubt that social media platforms such as Facebook and Twitter have been a huge boon to small businesses across the nation. With these sites offering free ways to connect with existing customers as well as reasonably priced options for reaching new ones, there are plenty of reasons why...

Why Financial Education Isn’t The Answer To Your Money Problems 2

Editor note: This is a guest post that we think is of interest to Dyer News readers. Although we are obvious fans of financial education this is an interesting point of view that is well worth a read. Hate to break it to you, but financial education doesn’t work. And...

Buying a Car for the First Time 2

Admittedly car buying is not the most pleasant process. If you're a first-time buyer with little to no credit history, it can be even worse. That being said, preparation can go a long way in smoothing everything out.

Money at 30: Starting My (Potential) Home Buying Quest 6

A few weeks ago in my post about savings milestones and goals I mentioned that my wife and I were currently working on building up a down payment to maybe one day buy a house of our own. Over the years I have personally gone back in forth between obsessing...