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Money at 30: Where Do Hobbies Fit Into Personal Finance? 7

No matter how frugal you are, everyone needs a treat once in a while. For some people that means a splurge at the mall, for others it means a trip to the cinema, and for still others it means a trip to the Bahamas. In other cases one might be...

A Guide to the Best Feel-Good Alternative Investments 9

Investing is something that most Americans do and yet it still carries a somewhat negative connotation. Many might think of movies like Wall Street featuring lines like “greed is good” and think that investing is all about the rich getting richer at the expense of everyone else. In reality that’s...

4 Last Minute Things to Remember for Small Business Saturday

It's almost here — this year's Small Business Saturday will be held on November 26th. With 2016 promising to be the biggest SBS yet, it's imperative that entrepreneurs across the nation take advantage of this growing retail holiday. Even if you're just learning about this special day now, the good...

Money at 30: My Quarterly Credit Progress Report

It's now been nearly three months since I made my debut on Dyer News and shared my newfound appreciation for personal finance and credit. In that time I've not only learned more about the complexities of finance but have also seen some positive improvements in my own credit. So to mark...

Why Your Debit Card is the Wrong Choice for Online Holiday Shopping

With this Friday — commonly referred to as Black Friday — officially kicking off the 2016 holiday shopping season, there's a good chance you'll be spending some money this week. Plus if you're like a growing number of Americans you'll also be forgoing the typical mall madness and opting to...

The Survival Rate for Small Businesses is on the Rise 3

Starting a new small business is always a risky proposition. Even for entrepreneurs who think they have a surefire hit idea can sometimes be dissuaded by the rate of failure, which was made even worse by the recession of 2008. However there is  reason to be hopeful as a new study...

Bank of America's Personal Finance Chatbot to Debut Next Year

Can artificial intelligence help advise people on their finances? Bank of America seems to think so. At the recent Money 20/20 conference in Las Vegas the institution introduced the world to Erica — a personal finance digital assistant.According to Harriet Taylor at CNBC Erica — a name derived from the last five letters...

Credit Card Minimum Payments Have Fallen (and That's a Bad Thing)

What's great about credit cards is what can also make them dangerous in the hands of some consumers: they allow you to make large purchases and pay them off little by little. While it's always best practice to pay off your full balance monthly, card companies only require that customers make...