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Preparing Your Finances for 2016

With the holidays upon us, it's always an interesting time of year for personal finance. For most of us getting gifts for all of our loved ones is usually what consumes our minds during this time of year. However, it's also the time you should start thinking about the new...

What Banks Think About FinTech (and Vice Versa) 11

You've probably heard it said that in the case of many large predators you might encounter in the wild, it's important to remember that they're more afraid of you than you are of them. When it comes to the traditional banks' perception of FinTech startups, that seems to be proving true....

When Watching Your Bank Balance Can Backfire 4

If you're like most American these days you probably do most of your banking via online sites and mobile apps. In recent years banks have been able to offer a number of their services to customers at all hours of the day including the ability to access your balance, make...

U.S. Economy: Is Employment Status as Reported by Media Outlets Disingenuous? 4

According to a report from ABC News, “weekly applications for jobless benefits dropped 12,000 last week to a seasonally adjusted 260,000.” The author summarized the article "BIG PICTURE...solid hiring." With the unemployment rate falling to 5 percent the average quasi-informed person might conclude the economic health of the United States...

Small Business Saturday and How You Can Participate 13

At this point, it's pretty fair to assume that the vast majority of American shoppers are aware of Black Friday. Also gaining prominence in the consumer conscience is Cyber Monday, which follows the weekend shopping blitz and takes place online. However, yet another holiday shopping initiative has been growing over...

The Growing Economic Consequences of Terrorism 4

According to the Institute for Economics and Peace, “in 2014 the global economic costs of terrorism reached US$52.9 billion, with a total economic impact of US$105.8 billion.” These alarming stats beg the question, "is the civilized world doing enough to combat terrorism or has the collective interests failed to effectively...

Tips for Sticking to Your Holiday Budget 10

With goodwill in your heart and the spirit of the season surrounding you, it can be easy to overspend on holiday gifts. In fact new reports from the National Retail Foundation indicate that the average person is expected to spend $463 on gifts for family members this year and $805...

Why Black Friday is Not All It's Cracked Up to Be 4

Black Friday has seemingly gotten more and more ridiculous each year. Many retailers now push their Black Friday opening times into Thanksgiving, leading many bargain shoppers to hustle out of their family dinners and over to their nearest big box stores. However, it seems that critical mass has been reached...