When it comes to earning rewards using credit cards, a great place to start is with cash back credit cards. Unlike with some options that accrue points or airline miles, cashback cards reward users by giving them a percentage of their purchases back in the form of (you guessed it)...
Debt is, unfortunately, a fact of life for many Americans. Between mortgages, car payments, and credit cards, the vast majority of us have some amount of debt to our names. Even though the average person knows that staying in debt will only continue to hurt their finances and future prospects,...
You've probably heard it said that communication is the key to a successful relationship, but how well do people follow this advice when it comes to money? According to Fidelity, over 40% of individuals surveyed didn't know how much their partner made. In fact one in ten were off by...
Alternative and online lenders have made it easier than ever for entrepreneurs to secure loans for their businesses. Additionally some of those online lenders are now working with non-profit organizations to further promote the expansion of small business in America. Community development financial institutions (CDFIs), which assist business owners with...
Despite the Fed’s previous stated intentions to raise the federal funds rate sometime in 2015 no increases have been approved so far. However on October 28th the FOMC announced “in determining whether it will be appropriate to raise the target range at its next meeting, the committee will assess progress...
With the cost of college on the rise, leading to students being in debt nearly as soon as they graduate high school, it's more important than ever for today's youth to know about personal finance before they become adults. MarketWatch recently reported on a study that rated U.S. states on how...
Let's face it: no one wants to purposely hurt their credit. In fact, most personal finance blogs (ahem) typically give you article after article about how to protect and improve your credit score. However, the truth is that there are times when an action that may ding your credit score...
As challenging as starting a small business can be, often times growing that business can be even harder. A common mistake that entrepreneurs make is trying to expand their company before they have a perfect, scalable business plan. If you’re considering expanding your small business, here are some tips for...
When it comes to earning rewards using credit cards, a great place to start is with cash back credit cards. Unlike with some options that accrue points or airline miles, cashback cards reward users by giving them a percentage of their purchases back in the form of (you guessed it)...
In the face of a global pandemic, the FinTech industry continues to thrive. From investment app and mobile wallets to insurtech and digital business tools, companies of all kinds have seen significant growth in 2020, fueled by some impressive investments. With that in mind, today we highlight 20 of the...
These days, if you’re shopping online, chances are you could be saving more money. In addition to coupon codes you may have missed and price trackers that can help you time your purchase just right, there are also dozens of cashback tools that will reward you just for shopping through...
When you're looking for a new credit card, what do you look at first? Is it the type of card? The bonus categories? Auxiliary perks? Or perhaps it's the sign-up bonus. If you choose the lattermost option, you're certainly not alone. After all, these bonuses are what card issuers use...