Latest Posts

Financial Fallacies that Many of Us Make 4

If you're reading a personal finance blog, chances are you do your best to be conscious of the money you spend and make good financial decisions. However, many well-intentioned and frugal consumers can fall for a number of false beliefs or illogical mistakes that I like to call "financial fallacies."...

Should You Get a Credit Card for Your Small Business? 4

If you're starting a new business, you likely have many questions about the process. Among them might be how business credit cards work and if you should apply for one when you're first starting up. Not only are new business owners able to apply for business credit cards but having...

Economic Value of Presidential Election Campaigns: Wasted Money? 4

According to a recent report from NPR, it is estimated a staggering $4.4 billion will be spent on advertising campaigns during the 2016 presidential election cycle. Really? Yes, you heard or read me correctly – $4.4 billion! To quote GOP front runner Donald Trump, that is a HUGE number! This...

Preparing Your Finances for 2016

With the holidays upon us, it's always an interesting time of year for personal finance. For most of us getting gifts for all of our loved ones is usually what consumes our minds during this time of year. However, it's also the time you should start thinking about the new...

What Banks Think About FinTech (and Vice Versa) 11

You've probably heard it said that in the case of many large predators you might encounter in the wild, it's important to remember that they're more afraid of you than you are of them. When it comes to the traditional banks' perception of FinTech startups, that seems to be proving true....

When Watching Your Bank Balance Can Backfire 4

If you're like most American these days you probably do most of your banking via online sites and mobile apps. In recent years banks have been able to offer a number of their services to customers at all hours of the day including the ability to access your balance, make...

U.S. Economy: Is Employment Status as Reported by Media Outlets Disingenuous? 4

According to a report from ABC News, “weekly applications for jobless benefits dropped 12,000 last week to a seasonally adjusted 260,000.” The author summarized the article "BIG PICTURE...solid hiring." With the unemployment rate falling to 5 percent the average quasi-informed person might conclude the economic health of the United States...

Small Business Saturday and How You Can Participate 13

At this point, it's pretty fair to assume that the vast majority of American shoppers are aware of Black Friday. Also gaining prominence in the consumer conscience is Cyber Monday, which follows the weekend shopping blitz and takes place online. However, yet another holiday shopping initiative has been growing over...