Latest Posts

Americans are Spending More on Credit Card Interest

In the world of personal finance, credit cards have been a divisive subject. While there are sites dedicated to the benefits of credit cards including travel rewards and cash back, there are those (perhaps most notably Dave Ramsey) who rail against such products because of the high interest rates they...

Money at 30: How I'm Saving Money with T-Mobile 4

Earlier this year, I suddenly found myself inspired to reassess some of the bills I had taken for granted and find new ways I could be saving money. As part of this goal I realized that, after a 10+ year run, perhaps it was time that I considered leaving AT&T...

Data Shows How Bad American "Retirement Crisis" Really Is 3

Are you properly preparing for retirement? If you're like many Americans, the answer is most likely "no" — and that's a big problem. As CNBC reports, data shows that the majority of Baby Boomers as well as other generations are woefully ill-prepared for retirement, with savings, pensions, and Social Security...

Yes, You Can Earn Cash Back With Dosh 6

The bottom line is that the Dosh app works as well as I could have hoped for earning cash back and I'm excited to try some of the other features (namely the travel bookings) it has to offer. So, if you're looking to maximize your savings and perhaps even double...

Small Business Banking FinTech Novo Raises $4.8 Million Seed Round

A startup with a stated goal of helping other startups manage their money just received a big chunk of change in venture seed financing. FinTech firm Novo announced this week that it had raised $4.8 million in a round led by Crosslink Capital. While Crosslink's investment totaled $3.5 million, other...

Report Suggests Vast Majority of Bitcoin Trade Volume is Faked

There are several aspects of cryptocurrencies that have served to keep them from truly reaching mainstream status. While much-reported hacks are one element scaring off investors, concerns over market manipulation — including "pump and dump" schemes — have also been rampant. Now a new report is stoking those fears once...

Study Finds Average U.S. Household Has $8k+ in Credit Card Debt 3

It's sad to say that, for many Americans, credit card debt is just a fact of life. Currently our total outstanding credit card debt tops $1.03 trillion dollars. What's more it seems that attitudes toward debt continue to evolve, leading the majority of adults to admit they'd take on debt...

Majority of Small Business Owners Have Skipped Paying Themselves 2

One of the most challenging aspects of running a small business is managing cash flow and ensuring that you have enough working capital to operate. Not only can this be stressful but can also occupy a lot of time that entrepreneurs could be using to further other goals. Moreover a...