Latest Posts

Is Renting Really a Waste? 6

The decision to buy a house is not an easy one. While there are certainly times when purchasing a home makes good practical and financial sense, the truth is that it is not for everyone. However, many are led to believe that the alternative — renting — is a waste...

How Millennials Learn About Personal Finance 3

As millions of Millennials graduate college and enter the "real world," many are in need of solid financial advice. However, the younger generation seems to be going about personal finances very differently than their elders. This begs the question, where are Millennials turning for financial advice?According to The Wall Street...

Knowing When Your Business is Ready for Financing

When it comes to personal finance we all know that having as little debt as possible is a worthwhile goal. The same sentiment is true when starting a small business. However, there are times that you might actually be losing money by not seeking financing for your business. The trick...

Presidential Election Cycle Impacts Business Prosperity 3

Back in early July 2015 Macy’s leadership denounced GOP presidential candidate Donald Trump for his remarks concerning illegal immigrants. Actions taken by the popular retailer were specific – sever its relationship with Trump immediately and completely. The response by many media outlets, political foes and others was as expected; applause...

How Millennials Are Helping Drive FinTech Adoption 9

Once upon a time, people actually needed to visit their local bank branches in order to take out money, make a deposit, or get a loan. As International Business Times notes, this meant that customers were often making their banking decisions based on how much they liked the people they interacted...

Financial Fallacies that Many of Us Make 4

If you're reading a personal finance blog, chances are you do your best to be conscious of the money you spend and make good financial decisions. However, many well-intentioned and frugal consumers can fall for a number of false beliefs or illogical mistakes that I like to call "financial fallacies."...

Should You Get a Credit Card for Your Small Business? 4

If you're starting a new business, you likely have many questions about the process. Among them might be how business credit cards work and if you should apply for one when you're first starting up. Not only are new business owners able to apply for business credit cards but having...

Economic Value of Presidential Election Campaigns: Wasted Money? 4

According to a recent report from NPR, it is estimated a staggering $4.4 billion will be spent on advertising campaigns during the 2016 presidential election cycle. Really? Yes, you heard or read me correctly – $4.4 billion! To quote GOP front runner Donald Trump, that is a HUGE number! This...