Latest Posts

Are Bad Habits Hurting Your Finances?

One of the keystones of personal finance is discipline. This means having the ability to curb your spending and resist impulses that will waste your funds. However, we all have bad habits that can not only affect our health and well-being but also take a toll on our finances. Frugal...

Lending Club CEO Named to Bloomberg Most Influential List 1

Bloomberg has just released their list of the 50 Most Influential figures for the fifth year in a row and Lending Club CEO Renaud Laplanche was named #28. Other big names on the list include Janet Yellen (#1), Elon Musk (#25), Jeff Bezos (#15), and even President Barack Obama (#6). The...

The Pros and Cons of the Strong Dollar

If you’re an investor or just a regular watcher of business television you may have heard a lot about the current strength of U.S. currency, although not with the positive inflection one might expect. It almost seems strange to question whether a "strong dollar" could be a good or bad...

Peer to Peer Lending Review: What is It and How Do You Make It Work for You 4

Lately there’s been a lot of talk about crowdfunding and sites like Kickstarter that have been used to fund independent films, tech gadgets, and even the return of Reading Rainbow. These sites collect donations towards a monetary goal in exchange for various incentives chosen by the project’s host. Similarly peer...

Home Improvement Loans: The Freedom Peer to Peer Lending Offers 3

Looking to make renovations, repairs, or additions to your home? It used to be that in order to secure funds to improve your home you needed to visit a bank to refinance your mortgage. But why should you need to take out a second mortgage just to add value to...

Finance in Hindsight: Money in Your 20s 4

It's a thought we've all had at some time in our lives (and The Faces famously sang about): I wish that I knew what I know now when I was younger. Time Magazine recently ran a piece on this very topic where successful individuals shared knowledge they wish they had decades earlier....

Bernanke Boasts Monetary Policy in WSJ Piece 3

How's the economy doing? According to Ben Bernanke, pretty well... and it's because of him. Writing in The Wall Street Journal, the Federal Reserve Chairman explains ever-so-humbly how "the Fed saved the economy." In the piece (which comes on the heels of his book release), Bernanke points to the decreasing...

Small Business Lending: The Good and Bad News

Small businesses have long been called “The Backbone of the Economy.” In order to grow many small businesses rely on loans to buy inventory, repair equipment, and market themselves in order to bring in customers. Unfortunately following the 2008 financial crisis it has been extremely difficult for small businesses to...