Latest Posts

How Lending Club Works (Infographic) 3

Marketplace lender Lending Club has been growing astronomically over the past several months, even hitting $16 billion in loans earlier his year. Still their platform is not quite what you'd consider mainstream at this point. In an effort to educate the public about their efficient and transparent lending model the...

Over-Sacrificing for Savings: What Not to Do 4

Trying to cut back on your spending? It's a noble goal and usually one of the first step in improving your finances. But what about those times when spending a little extra is actually in your best interest? Wisebread recently pointed out several times when skimping on spending goes too...

Saving Your Tax Refund? That Could Be Hurting the Economy 3

Whether you think of it as "tax season" or "refund season" the time of year is now upon us. This year 66% of Americans are expected to receive tax refunds with a total of over $330 billion heading back to consumers. So how are taxpayers planning on spending that many?...

Could FinTech Lending Move Beyond FICO? 3

FinTech lenders pride themselves on being better than big banks in a number of ways. These companies are not only looking to improve efficiency and transparency in the banking industry but are also working to make credit more obtainable for individuals and businesses. That's why it may surprise some to...

Vacationing on a Budget: Tips for Cutting Some Costs 9

It may still be fairly early in the year but it's not too early to start thinking about booking a vacation. Taking a break from your stressful work life is not only fun but can also be essential to your physical and mental health. The problem is that traveling can...

How Florida Could Make Small Business Saturday a Holiday

A day originally concocted by a credit card company could soon become a real type of holiday in the Sunshine State. According to the Orlando Sentinel the Florida State Senate has proposed a bill that would make Small Business Saturday, the Saturday after Thanksgiving, a tax holiday. Similar to how many...

Unexpected Incidents that Put Your Retirement at Risk

From the time we first enter the workforce many of us are thinking about retirement. We see Social Security taken out of our paychecks, make our 401K contributions, and monitor our other accounts to ensure that we have enough money  to live on after we stop working. The problem is...

Monetary Mistakes That Could Be Costing You Big 4

At this point we all pretty much know the basics of what good personal finance looks like: less debt, more savings, planning for the future. Many times following these deceptively simple principles seems to be going well until life interrupts and deals you a blow. While it's true that many...