Latest Posts

Do Money Challenges Really Work?

Although most people would probably attest that they'd like to spend less money and practice better personal finance habits, far fewer would be inclined to call that goal "fun." That's why many bloggers and others have tried to create money challenges that help the average person save money. One of...

Is the U.S. Economy Heading for Recession in 2016? 4

According to multiple news sources America is starting the New Year in precarious fashion as several credible economic analysts predict recession in 2016. Evidence of this anxiety is easily demonstrated by the recent and substantial drop in various stock market indices. As of today NASDAQ retracted to its approximate valuation...

Small Business Trends You Should be Aware of In 2016

It's no secret that running a small business can be difficult. In addition to building a team, a company, and a brand, entrepreneurs need to know how to expand while adapting to the changing world around them. While many fundamental principles stay the same (e.g. working hard, providing great customer...

Forgotten Expenses that Could Be Hurting Your Budget 8

When it's time to hunker down and create a budget to reduce spending, many of us can immediately think of areas where cuts can be made. Maybe that means you eat out at restaurants less often, you decide to give up your premier cable movie or sports package, or you...

One Big Factor in Your Small Business Loan's APR

If you're looking to grow and expand your business, a small business loan is a great way to do so. Of course these loans aren't free and so you'll have to pay a fair amount of interest on the money you borrow. The interest rate and APR (annual percentage rate)...

Peer to Peer Lending as a Long-Term Investment 14

When most people think of investing they likely think of the stock market. Instantly they have images in their minds of Wall Street traders yelling "buy" and "sell" while day traders either get rich or lose it all. While stocks and bonds remain an important and large part of investing,...

3 Credit Card Tricks That Could Boost Your Credit Score 7

Planning on applying for a loan or other line of credit in the near future? If so you'll want your credit score to be as high as possible to not only improve your chances for approval but also secure you a better rate. While credit scores can't be upgraded overnight,...