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Updated Credit Reporting Policy Could Raise Some Credit Scores

Starting today, the three major credit reporting bureaus (Equifax, Experian, and TransUnion) are instituting a change that could lead to credit score improvements for some Americans. Just in time for tax day, this update will exclude all tax liens from credit reports. As USA Today reports, those affected by this...

PayPal Introduces Banking Features Including Debit Card, Check Deposit

PayPal has been adding a number of features, including FDIC insurance on funds, debit cards that can be used for ATM withdrawals, direct deposits for payroll checks, and the ability to deposit paper checks by uploading photos of them.

How Would You Invest $10,000?

The LendEDU survey asked 1,000 American adults what they would do if they were given $10,000 tax-free and provided them a list of options to choose from. LendEDU also broke down the various options by generation, comparing the responses of Millennials (18-34), Gen Xers (35-54), and Baby Boomers (55+).

Small Business Optimism Takes Sizable Fall From Record High

Depending on how you look at it, the latest National Federation of Independent Business (NFIB) report either shows a massive fall in optimism or continued positivity among small business owners. Indeed the NFIB's small business optimism index for March does show the largest drop its seen since 2015 but that...

Money at 30: Getting into the Thrifty Mindset 3

Sure saving money and being frugal can be unfun if you make it, but focusing on the positives, making money into a game, and allowing yourself some customized splurges can not only help your financial life but also allow you to live happily.

Upgrade Unveils "Personal Credit Line" to Take on Credit Cards

Upgrade's Personal Credit Lines somewhat resemble HELOCs (home equity line of credit) except that they don't require borrowers to tap their homes for collateral. Instead borrowers are approved for an amount up to $50,000 and can choose how much they'd like to take out at any time, only paying interest...

Which States Have the Highest Tax Burdens?

While most of us typically only think about the taxes we're paying once a year, this latest WalletHub study makes an excellent point in highlighting that not all the states are equal when it comes to taxes paid. In fact, if you're considering downsizing and relocating, this report could come...

Top 10 Personal Finance Articles of the Month — March 2018 1

As spring kicked off last month, home buying and cost of living were proved to be popular topics. Additionally many bloggers offered their insights on side hustles as a way to make extra money as we prepare for the summer season.