Unexpected Incidents that Put Your Retirement at Risk

From the time we first enter the workforce many of us are thinking about retirement. We see Social Security taken out of our paychecks, make our 401K contributions, and monitor our other accounts to ensure that we have enough money  to live on after we stop working. The problem is that you could do everything right only to have your retirement plans dashed by an unexpected hardship. As Aubrey Cohen...

Monetary Mistakes That Could Be Costing You Big

At this point we all pretty much know the basics of what good personal finance looks like: less debt, more savings, planning for the future. Many times following these deceptively simple principles seems to be going well until life interrupts and deals you a blow. While it's true that many financial hardships are mostly unavoidable, there are some instances where your biggest monetary enemy is actually you. Recently Money highlighted some...

Lending Club Loans Climb to Over $16 Billion

This week marketplace lender Lending Club announced that they have now facilitated over $16 billion in peer to peer loans since starting in 2007. Even more impressive is that fact that it was only three months ago that they surpassed $13 billion. To celebrate the company debuted a new infographic breaking down their latest accomplishment by the numbers.First Lending Club has now helped over one million people receive personal loans....

U.S. Economy: The Game of Political Smoke & Mirrors Continues

On February 5, 2016 President Obama addressed the nation to announce national unemployment “dipped to 4.9 percent in January” noting “151,000” jobs were created during the month. Obama used this opportunity not only to quell public anxieties over rumors of a looming recession in 2016, but also scolded GOP presidential candidates for stoking the flames. However, given job rates tend to increase around the holiday season – hence the term...

Personal Finance Podcasts You Should be Listening To

In older times those wanting a healthy dose of personal finance advice might look to books, radio, or cable TV to find a money guru and get their thoughts. Some even spent considerable amounts to attend conferences and hear their favorite guru speak. While all of those mediums still exist and thrive, a newer source for personal finance insight is podcasts. Podcasts are great for a number of reasons: 1)...

Why 2016 Will Be a Great Year to Start a Business

Note: I originally wrote this post for Medium and am re-publishing it here for my regular readers. Jon Dyer Has starting a small business and becoming an entrepreneur long been on your bucket list? It may be time to upgrade that goal to "New Year's resolution." 2016 is shaping up to be a great year for those looking to escape their nine-to-five job and launch their own company. According to...

Small Business Trends You Should be Aware of In 2016

It's no secret that running a small business can be difficult. In addition to building a team, a company, and a brand, entrepreneurs need to know how to expand while adapting to the changing world around them. While many fundamental principles stay the same (e.g. working hard, providing great customer service, etc.) it's important to stay up to date on the latest trends in order to be prepared.   Cyber...

New Employee Perk Aims to Unburden Millennials

Graduate from high school. Go to college. Get a good job. — It's the path that many of us are taught but it's also one that has saddled many Millenials with huge amounts of student loan debt as the enter the workforce. In fact, as we recently mentioned, one financial adviser said the top question she's asked by 20 and 30-something is if they'll be paying off their student loans...