Latest Posts

Forgotten Expenses that Could Be Hurting Your Budget 8

When it's time to hunker down and create a budget to reduce spending, many of us can immediately think of areas where cuts can be made. Maybe that means you eat out at restaurants less often, you decide to give up your premier cable movie or sports package, or you...

One Big Factor in Your Small Business Loan's APR

If you're looking to grow and expand your business, a small business loan is a great way to do so. Of course these loans aren't free and so you'll have to pay a fair amount of interest on the money you borrow. The interest rate and APR (annual percentage rate)...

Peer to Peer Lending as a Long-Term Investment 14

When most people think of investing they likely think of the stock market. Instantly they have images in their minds of Wall Street traders yelling "buy" and "sell" while day traders either get rich or lose it all. While stocks and bonds remain an important and large part of investing,...

3 Credit Card Tricks That Could Boost Your Credit Score 7

Planning on applying for a loan or other line of credit in the near future? If so you'll want your credit score to be as high as possible to not only improve your chances for approval but also secure you a better rate. While credit scores can't be upgraded overnight,...

Negotiating Another Form of Compensation at Your Job

When starting a new job or pushing your boss for a raise, you'll likely go through some negotiations before settling on a salary. Obviously the goal for most people is to get that number as high as possible and ensure they're getting paid what they're worth. However salary isn't the...

The Need For Transparent Small Business Financing 6

They say you need to spend money to make money. Unfortunately that's a lesson that many small business owners learn the hard way, leaving them in need of a loan or line of credit. Although approval rates from small business loans have increased in the past couple of years, there...

Where is the U.S. Economy Heading in 2016 and is Your Job Safe? 4

U.S. economic prosperity in 2015 is perhaps best described as confusing given stock market volatility, the Fed’s struggle to normalize monetary policy, the lowest labor force participation rate in nearly four decades, and a national debt quickly approaching $19 trillion relative to an unusually robust domestic housing market, a greatly...

Kiva Adjusts Lending Model in the U.S. 4

Peer to peer microlender Kiva is changing the way people crowdfund on their site specifically for the U.S. market. The non-profit is best known as a platform where those in less fortunate countries can solicit loans in order to start a business or finance other expenses but expanded to include entrepreneurs domestically starting in 2009....