Top 10 Personal Finance Articles of the Month — July 2017
Budget Travel Tips
The Lazy Person’s Guide to Travel Hacking — Kristin Wong, TwoCents
Like with extreme couponing, the world of travel hacking can be off-putting to those just looking to save a few bucks without breaking their backs. However there are plenty of easy-to-execute strategies for getting cheap flights and other discounted travel perks that won’t require a ton of time or research. For her article, Kristin points out a few of these simple solutions including taking advantage of credit card sign-up bonuses and making your points go further.
The Ultimate Road Trip: A Helpful Guide to Saving Money on the Open Road — Kyle Burbank, Money@30
While flying may be the most efficient way to get from one side of the country to the other, making your journey a road trip could actually be a lot of fun. Furthermore, when done right, a road trip can also be more economical than flying. To help ensure that happens, Kyle shares a few tips for saving money on the road while also adding some extra excitement and entertainment to your trip.
The Best Way to Travel With Money (and Tips on Using Money Abroad) — Greg Johnson, Club Thrifty
When traveling overseas or outside of the United States, one of the biggest challenges people run into is how they should pay for all the goods and services they’ll need while away. Between exchange rates, foreign transaction fees, and credit card acceptance questions, there’s a lot to consider to ensure you don’t get ripped off or left without a way to pay in a foreign land. That’s why Greg offers some helpful tips for using money out of the country and avoiding catastrophe.
Entrepreneurial and Side Hustle Insights
4 Reasons Why Working From Home is a Growing Trend — Helen Bradford, Stack the Chips
For many people, working from home may seem like a pipedream. Therefore it may surprise you to learn that as many as 43% of Americans say they work from home or telecommute at least part time. So what’s behind this growing trend? As Helen points out, lack of a commute, customizable environments, and savings for both employee and employer likely have a hand in bringing more people out of their cubicles and into their homes.
5 Secrets to Launching a Great Entrepreneurial Product (While You’re Still Employed) — Kirill Bensonoff, Inc
Do you dream of being an entrepreneur and launching a successful product? Plenty of people do but the fear of failure and giving up a perfectly good day job for nothing can often be enough to keep some would-be entrepreneurs from taking the chance. But, as Kirill notes, it is possible to prepare your product while still retaining your current job — especially when you follow a few of his tips.
9 Successful Businesses That Began as Side Hustles and How They Started — Ayodeji Onibalusi, The Balance
Speaking of starting a business in your spare time, it turns out that’s exactly how some major brands got their start. Even before the term “side hustle” was a thing, the foundations for companies ranging from Houzz to Apple were built while their founders held other jobs. If you’re looking for some inspiration as an entrepreneur, in this piece Ayodeji recounts the history of nine big businesses that started out as hobbies or side gigs.
Your Side Hustle Matchmaker: Find Out Which Gig is Right For You— Romy Oltuski, The Penny Hoarder
These days it seems just about everyone has a side hustle — everyone, that is, except you. Perhaps you’ve been looking for an extra gig but just don’t really know where to start or even what types of jobs are available. Luckily, Romy is here to help as she highlights a few side hustle options tailored to different competencies and skills.
Personal Finance Tips
10 Genius Things to Do With $100 — Gina Ragusa, Mic
In the grand scheme of things, $100 may not seem like much. That said, when the same C-note comes into your possession unexpectedly, it can be quite an exciting experience. Given its “found money” status, you may be tempted to earmark that cash for something you don’t really need. However, Gina has some better ideas for that money, including such clever tips as using your freezer as a food “emergency fund.”
Moving? 3 Things to Take and 3 Things to Leave Behind — Annie Mueller, Wisebread
Many people view moving to a new home as a chance for a fresh start. So then why is it that we end up bringing so much of our old junk with us? Granted there are plenty of possessions it would be foolish to abandon in your move but, as Annie writes, some things are better left behind.
4 Costly Mistakes People Make When Buying Cars — Monica Chin, Moneyish
Second only to houses, vehicles are one of the largest purchases most people make in their lifetimes. Unfortunately too many car buyers also make mistakes before or after their purchase that end up costing them big time. As Monica shows us, getting obsessed with a single model, not considering leasing, and other such activities could be bad moves when you’re in the market for a new car or truck.
Thanks for checking out my top 10 personal finance articles published last month and congratulations to all of the bloggers who made the list. To find more of these great articles on a daily basis, be sure to follow me on Twitter @jondyer9 and of course visit DyerNews.com.