Top 10 Personal Finance Articles of the Month — July 2020

It’s time again for one of my favorite features here on Dyer News: a look at the top 10 personal finance articles of the month. First, dive into some tips for saving money (or at least not spending as much). Then, we’ll look at two interesting posts regarding the very topic of finance and how it’s written about. Lastly, we’ll cover everything from country living to dividend investing and more.

As usual, this month’s list includes a couple Dyer News Top 10 mainstays as well as a few first-timers. Without further ado, below is my list of the top 10 personal finance articles published in July of 2020, along with their title, author, and the site they originally appeared on.

Spending and Saving

My Superpower to Help You Save Money Mr. Jamie Griffin

In most cases (with the possible exception of a pandemic), saving money isn’t exactly easy. Therefore, the ability to reduce your spending could be viewed as a sort of superpower by some. Luckily, there may be a solution that anyone can follow to gain this super saving ability — and one that Jamie shares in this post.

Mindful Spending: What it is and Why it’s a Game-Changer — Melody, Cash for Tacos

An oft-cited reason for why people struggle with saving is because they dislike budgeting. However, the truth is that strict budgeting may not be right for everyone in the first place. Instead, Melody takes a look at the concept of mindful spending and highlights why it could be a more effective strategy for some.

Using Gift Cards to Budget. Stay on Track and Avoid Over-Spending — Renee, The Fun Sized Life

We’ve all received gift cards as last-minute present, giveaway, or perhaps a splurge of our own. But what if you could actually use gift cards as a means of helping you budget? Renee explains this clever idea and some of the added benefits that could come with it.

10 Unique Ways to Overcome Financial Jealousy — Trent Hamm, The Simple Dollar

Do you ever catch yourself growing jealous of the purchases you see others make? It probably comes as no surprise to you that this habit can become unhealthy. If you find yourself fed up with your frugal ways and envying others, Trent has a few suggestions for how you can overcome these feelings of financial jealousy.

Reflections on Finance

What’s the Hourly Wage at Which Someone Deserves Nice Things? — Miranda Marquit

The way many Americans talk about the poor can be extremely judgemental. Even if they don’t mean to be, sometimes suggestions about what those without much money should be spending their funds on can be overly critical — and occasionally hypocritical. Thus, based on a recent experience, Miranda asks why those with lower incomes can’t have nice things as well.

Our “New Normal” Is Revealing the Rot In Traditional Finance Advice — Elyssa, Brave Saver

The unprecedented impacts of the current pandemic have shown us that situations can change very quickly. Yet, in many cases, the financial advice that people offer remains the same and fails to adapt to a shifting reality. With that in mind, Elyssa shares some of the ways in which “traditional” financial tropes have worn out their welcome and why the way we discuss money should change.

Personal Finance Tips

Want To Move To The Country? 15 Things To ConsiderFrugalwoods

Anecdotally, the ongoing pandemic has inspired some city dwellers to consider a life outside of major metropolises. However, there’s more to country living than just buying property on a whim. Instead, this article from Frugalwoods shares 15 things to consider before making the big move.

What I’m Learning About Dividend Investing Kyle Burbank, Money@30

Surely you’ve heard about the concept of passive income. Often times, when the topic is discussed, dividend investing is among the many options available to those looking to attain such “mailbox money.” So how does one get started with dividend investing without putting too much cash on the line? Kyle shares his personal experience as a dividend newbie along with what he’s been learning about the topic.

Should You Tell Your Employer About Your Side Hustle? — Daniella, I Like to Dabble

If the concept of a side hustle was popular before the pandemic, things have only gone into overdrive since. Yet, despite how common they may be, there’s a chance that your full-time job may not appreciate you having one. That’s why Daniella takes a look at some of the things you should consider when answering the question, “should I tell my employer about my side hustle?”

4 Things I Learned When I Tried to Track Down All My Accounts — Penny, She Picks Up Pennies

Once upon a time, the average American likely only had a bank account or two to their names. However, between numerous online banking options in addition to various credit cards, retirement accounts, and more, there can be a lot to keep track of. Therefore, it may be a good idea to make a master list of all of your accounts — and, as Penny point out, you may just learn a few things when you do.

Thanks for checking out my top 10 personal finance articles published last month and congratulations to all of the bloggers who made the list. To find more of these great articles on a daily basis, be sure to follow me on Twitter @jondyer9 and of course visit

Also published on Medium.

Article from Frugal woods caught my attention because its my dream to live in the country someday.

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Jonathan Dyer

I'm a small town guy living in Los Angeles looking to make solid financial decisions. I write for a number of finance websites, including HuffingtonPost and Business2Community. I founded in 2015 to focus on personal finance and the emerging FinTech markets.

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