Money Management

Top 10 Personal Finance Articles of the Month — June 2022 

It’s time again for one of my favorite features here on Dyer News: a look at the top 10 personal finance articles of the month. To start, we’ll take another look at financial independence and freedom. Then, with the housing market going a bit crazy lately, we’ll feature a pair of articles on home buying. Lastly, we’ll cover tips for one-income households, finance after death, fighting inflation, and more.

As usual, this month’s list includes a couple of Dyer News Top 10 mainstays as well as a few first-timers. Without further ado, below is my list of the top 10 personal finance articles published in June of 2022, along with their title, author, and the site they originally appeared on.

Financial Independence

Financial Independence Is A Hall Pass For Safe Reinvention — Dave, Accidental Fire

In the past, we’ve looked at numerous benefits that come with achieving (or even while pursuing) financial independence. Now, Dave presents another: the opportunity for “safe reinvention.” In this post, he explains what that means and why it may be key as you age and professional decline occurs.

Where Do You Stand On The Financial Freedom Spectrum? — Money Flamingo

When it comes to financial independence or freedom, some might see it as a binary situation: either you’re FI or you’re not. However, while this may technically be the case, the are several in between milestones that are equally as important. Furthermore, beyond those milestones, there are shifts in mentality, decision-making, and more that can occur. To highlight that, Money Flamingo presents the financial freedom spectrum.

Homebuying

What Do I Need to Know Before Buying a House? — How Much is That In Tacos?

As anyone who’s looked at buying or selling a home recently can tell you, things have been a bit wild. Nevertheless, demand for houses remains strong, with even plenty of first-time buyers still willing to weather the ride. But, hectic market aside, what is there to know about buying a home? To help answer that, this article from How Much is That in Tacos covers several things to think about and understand before making your choice.

When Am I Financially Ready To Buy A House? (You’ll Have THIS!) — Derek, Life and My Finances

Sticking with the theme, even if you know what goes into owning a home, it can still be difficult to know if homeownership currently makes the best financial sense for you. For example, you may be wondering if your credit score might get in the way or whether you should reach for other financial milestones before buying. Luckily, Derek addresses those questions and many more in this post.

Personal Finance Tips

Financial Tips and Tricks for One-Income Households — Jenna DiPonio, Financial Pilgrimage

For some, the thought of operating as a single-income household may sound daunting. Yet, for a multitude of reasons, millions of Americans do have such arrangements. Still, that doesn’t mean that it’s always easy. With that in mind, Jenna shares some tips for single-income households that can help them prepare for both the best and worse case scenarios.

Finance After Death: Preparing for the Eventual and Inevitable — Kyle Burbank, Money@30

Speaking of the worst-case scenario, while it may not be fun to think about, considering our own mortality can be important. Part of the reason for this is the financial realities that may be put upon your partner if you were to pass. To help you avoid making a bad situation worse, Kyle looks at a few easy points of preparation that you can take while you’re alive that could make a big difference.

Ten Ways I Fight Inflation – And You Can Too — Chief Mom Officer

Unless you completely avoid the news as well as gas stations and groceries stores, you’re surely aware that inflation has been a major pain point in recent months — reaching 40-year record highs. Because of this, many Americans have been looking for any sort of relief. On that note, this article from Chief Mom Officer looks at a few ways to personally fight the inflation monster.

Don’t Chase More: To Win at Money, Accomplish Goals — Jim Wang, Best Wallet Hacks

Who doesn’t want more? After all, to win at money, you’ll just need to get more of it, right? Not so fast, says Jim. Instead, he points out that setting goals and accomplishing them is how you actually win.

Too Good to Be True — Nick Maggiulli, Of Dollars and Data

We all know the saying: “If it sounds too good to be true, it probably is.” Unfortunately, that doesn’t stop many of us from believing in things we really shouldn’t. So, for a reminder, Nick shares some examples of how those who ignored the “too good to be true” rule may be regretting it.

I’m Getting a 401(k) Match! Here’s What That Means — Darcy, We Want Guac

Finally, if you’re an employee with a 401(k), you’re hopefully aware of 401(k) matching. But, if you don’t have a 401(k) or aren’t aware of matching, listen up. Darcy takes a look at 401(k) matching, what it means, and why you’ll definitely want it if you can get it.

Thanks for checking out my top 10 personal finance articles published last month and congratulations to all of the bloggers who made the list. To find more of these great articles on a daily basis, be sure to follow me on Twitter @jondyer9 and of course visit DyerNews.com.

Also published on Medium.

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