Top 10 Personal Finance Articles of the Month — March 2021

It’s time again for one of my favorite features here on Dyer News: a look at the top 10 personal finance articles of the month. This month, we’ll start with a look at some different and interesting money perspectives. After that, we’ll focus on cutting spending. Then, we’ll close things out on the topics of being ahead on bills, moving, and more.

As usual, this month’s list includes a couple of Dyer News Top 10 mainstays as well as a few first-timers. Without further ado, below is my list of the top 10 personal finance articles published in March of 2021, along with their title, author, and the site they originally appeared on.

Money Perspectives

Saver’s Remorse: When Your What Overtakes Your Why Penny, She Picks Up Pennies

There’s a strong chance you’ve experienced what’s known as buyer’s remorse at least once in your life. Perhaps you purchased something you thought you wanted or needed only to discover that you’d have been better off keeping your money. As it turns out, this concept can work the other way as well, with Penny detailing her experience with saver’s remorse.

Not Wanting Something is as Good as Having ItThe Escape Artist

While saver’s remorse may indeed be a thing, in other cases, not spending money may be easier than you think. In fact, when you become more comfortable with having less, chances are that you’ll be happier. Or, as The Escape Artist puts it, “not wanting something is as good as having it.”

Make Fewer Things Matter: My Epiphany From Cutting A Pineapple — Harry Sit, The Finance Buff

These days, the term “FOMO” (short for “fear of missing out”) has grown increasingly relevant and social media and other influences have led many to take a look at their own lives. Indeed, the temptation to live like someone else even if it’s not right for your situation can be strong. To combat this feeling, Harry now relies on a new mantra: make fewer things matter.

How Being Lazy Helped Me Retire At 30A Purple Life

If you ask most people, they’d probably say that laziness is an enemy of good finance. After all, one needs to work hard and be productive to make money, right? Well, as this post from A Purple Life blog notes, being lazy can actually have financial benefits at times.

Reducing Spending

How the Bottom-Dollar Effect Can Help Curb Your Spending — Emily Guy Birken, MoneyNing

As a study finds, spending your “bottom dollar” is more painful for consumers than previous purchases. This is to say that, if something isn’t worth spending your last bit of money on, it may not be worth buying at all. With that in mind, Emily takes a closer look at how shoppers use this mindset to their advantage.

15 Ways To Stop Buying Crap You Don’t Need — Athena Lent, Clever Girl Finance

Despite our best efforts, most of us end up buying things we don’t need or perhaps even want. So how can consumers stop this cycle? This article from Athena shares 15 tips you can use to put a stop to your wasteful spending.

Personal Finance Tips

The Hassles of Moving: What We Did Right and What I’d Change Next Time — Kyle Burbank, Money@30

The process of relocating can be a pain. Additionally, depending on the path you choose to take, it can also be quite expensive. Thus, in an effort to balance convenience and cost, Kyle made a few key decisions for his recent move. He details those choices in this post, including which ones worked out and which didn’t.

Don’t Try to Get One Month Ahead on Bills Until You Are One Week Ahead — Rox, Finance Rox

As survey after survey has shown, a large percentage of Americans continue to live paycheck to paycheck. Because of this, being a month ahead on bills can be a major financial goal for many. However, as Rox shares, those striving for such a milestone may be better off working toward smaller goals first.

The Bessembinder Factor Mr. Tako, Mr. Tako Escapes

Over the past couple of months, action on the stock market has led to an increased interest in investing (or “investing,” in some cases). Unfortunately, some of those hopping into the market are under the mistaken belief that “stocks always go up.” On the contrary, this article from Mr. Tako dives into research from Hendrik Bessembinder that puts the world of stock investing in a much different light.

How to Talk About Money With Friends — Kate Underwood, Life and My Finances

For all the open and honest conversations that people now have with friends and strangers alike, money remains a taboo subject for many. Yet, it’s often important for friends and loved ones to have conversations about finance for a number of reasons. To help you navigate these topics and look for opportunities to talk about money, Kate shares some insights and guidelines.

Thanks for checking out my top 10 personal finance articles published last month and congratulations to all of the bloggers who made the list. To find more of these great articles on a daily basis, be sure to follow me on Twitter @jondyer9 and of course visit

So liked the articles included this month’s list. Enjoyed and learned from all of them.

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Jonathan Dyer

I'm a small town guy living in Los Angeles looking to make solid financial decisions. I write for a number of finance websites, including HuffingtonPost and Business2Community. I founded in 2015 to focus on personal finance and the emerging FinTech markets.

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