Top 10 Personal Finance Articles of the Month — November 2018

It’s time again for my favorite feature here on Dyer News: a look at my top 10 personal finance articles of the month. With a tree in the Grand Hotel and one in the park as well, naturally the holidays were top of mind this month, with several bloggers offering tips for saving money on gifts. Looking beyond December 25th, others also tackled some financial topics to consider as we head into 2019 and beyond. Finally this month’s round-up also cozies up by the FIRE, takes a test drive, and shares how to survive a financial crisis.

As usual, this month’s list includes a couple Dyer News Top 10 mainstays as well as a few first-timers. Without further ado, below is my list of the top 10 personal finance articles published in November of 2018, along with their title, author, and the site they originally appeared on.

Holiday Gift Giving

Holiday Gift Giving Made Better: A Consumable Christmas — Raina, Start Living Richly

The thing about trying to be frugal during the holiday season is that your loved ones may not exactly be on the same page as you when it comes to cutting back on gift giving. In some cases this disconnect can lead to hurt feelings, guilt, and other emotions that certainly aren’t consistent with the holiday spirit. Luckily Raina has found a clever solution to finding a thrifty holiday balance: the consumable Christmas.

Ten Things I’m Not Buying This Christmas — Clare, Simple Measures at Home

While everyone knows that gift giving can easily get out of hand and lead you to overspend, there are other holidays follies to be found as well. From wasting money on less-than-quality items to overindulging in decorations, the season is ripe with financial traps. That’s why Clare lays out a few items she’s steering clear of this winter.

Keep the Happy in Holidays With 16 Ways to Save Money During the Holidays — Millennial Money Man

In addition to gifting consumables and avoiding some silly purchases, there are plenty of other ways to take a bit of the financial sting out of holiday shopping. This not only means reconsidering your gift options but also making a budget and paying extra attention to your spending, The Millennial Money Man looks at these and many other tips for surviving the shopping season unscathed.

How to Really Save Money Shopping Online — Laura, Savvy Family Finance

Once upon a time shopping for holiday gifts meant visiting packed malls and multiple other stores to find everything you were looking for at the best prices. Then came online shopping, allowing consumers to save both time and money year-round. Moreover, as Laura shares, there are a number of additional ways you can save even more when taking your gift pursuits online.

Preparing for 2019 (and Beyond)

An Introduction to Retirement Accounts — Jessica Friedrichs, Faithful Budgeting

If you didn’t hear, the IRS is increasing the annual contribution limits for 401(k)s, IRAs, and other retirement accounts in 2019. Because of this, the impending new year is a great time to reassess your retirement savings plan — which starts by understanding your different account options. Enter Jessica with this look at some of the many retirement accounts out there.

Life Insurance: What to Consider When Looking for Coverage — Kyle Burbank, Money@30

Speaking of the future, something no one really likes to think about is their death. However, as morbid as it may seem to talk about, life insurance policies can be a smart way to protect your family’s finances should the unthinkable occur. For his article, Kyle takes a look at both term life and whole life insurance policies, including the pros and cons of each.

7 of the Best Ways to Invest $10,000 — Chris Muller, Money Mozart

Another way to prepare your finances for the long haul is to invest your money wisely. But where should you start? To get you thinking about potential options, Chris offers a list of some of the best investments you can make with $10,000.

Personal Finance Tips

How To Survive A Financial Crisis In 6 Steps — Middle Age Money Man

Perhaps the biggest mistake many Americans make with their finances is not thinking ahead or preparing themselves for a change in circumstances. Unfortunately, in many cases, these common errors can lead to a full-blown financial crisis. To help prevent such disasters, the Middle Age Money Man offers some helpful steps to take with your money before it’s too late.

Not Just for Cars – Test Driving Before You Buy — Barnaby King, Personal Finance King

Would you ever buy a car without test driving it first? For most people, the answer would be a resounding “no.” So why don’t we apply this same standard to some of the other purchases we make? That’s exactly what Barnaby asks in this fun, anecdotal piece.

How to Fast Track Financial Independence — Corey, The Fioneers

Last month’s round-up featured several articles related to the so-called FIRE movement (the popular abbreviation standing for Financial Independence, Retire Early). The basic idea behind this growing concept is that you save and invest as much as you can now in order to reach a point where money is no longer a worry. As they work toward that goal, The Fioneers share some of the ways they’re fast-tracking their progress.

Thanks for checking out my top 10 personal finance articles published last month and congratulations to all of the bloggers who made the list. To find more of these great articles on a daily basis, be sure to follow me on Twitter @jondyer9 and of course visit

For this month’s top10 list I have to mention my favorite, the Millennial Money Man, But all 10 articles did great.

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Jonathan Dyer

I'm a small town guy living in Los Angeles looking to make solid financial decisions. I write for a number of finance websites, including HuffingtonPost and Business2Community. I founded in 2015 to focus on personal finance and the emerging FinTech markets.

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